Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
KAL - INVEST from Zaventem, company number BE0443808355, closed financial year 2025 with a result of € -16,904 after tax. For that financial year KAL - INVEST recorded a gross margin of € 120,973 and equity of € 588,168. Compared with financial year 2024, the result moved from € -73,968 to € -16,904. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 20, 2026.
€ 588,168
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -16,904
▲ 77 % less loss than in 2024
Profit after tax over the fiscal year.
€ 55,803
▼ 64% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -63,792.
People and assets in 2025
€ 169,527
▼ 17% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 885,203
▼ 12% vs 2024
€ 105,734 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 2,490
▲ 59% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 600
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 111,557 | € 107,399 | € 104,262 | € 120,973 | ▲ 16% |
| Profit after taxes | € -80,211 | € -49,211 | € -73,968 | € -16,904 | ▲ € 57,064 |
| Equity | € 728,250 | € 679,039 | € 605,071 | € 588,168 | ▼ 3% |
| Total debts | € 1,374,815 | € 1,325,380 | € 1,225,759 | € 1,039,249 | ▼ 15% |
| Cash | € 11,434 | € 14,570 | € 152,946 | € 55,803 | ▼ 64% |
| Land & buildings | € 1,625,278 | € 1,584,965 | € 1,284,833 | € 1,226,733 | ▼ 5% |
| Retained profit | € 76,290 | € 27,079 | € -46,889 | € -63,792 | ▼ € 16,904 |
| Bank debt | € 1,244,528 | € 1,126,440 | € 1,006,705 | € 885,203 | ▼ 12% |
| Balance sheet total | € 2,103,065 | € 2,004,419 | € 1,830,830 | € 1,627,417 | ▼ 11% |
Key figures of KAL - INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to KAL - INVEST?
What happened at KAL - INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Xavier Kestemont stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 16,904. filed late Source: NBB ↗
- Xavier Kestemont became a director. NBB
- New establishment in Zaventem. KBO
- Start of the company according to the CBE. KBO
In short
From € 80,211 loss in 2022 to € 16,904 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Hoogstraat 23
1930 Zaventem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0443.808.355
- VAT number
- BE 0443.808.355
- Registered office
- Hoogstraat 23, 1930 Zaventem
- Names & denominations
- KAL - INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 March 1991
- Peppol
- Active · Active since 16 Dec 2025