Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 2.8 to 2.3.
-
Busy address KBO
22 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
IBERVEST from Gent, company number BE0443780344, closed financial year 2025 with a result of € 4.2 million after tax. For that financial year IBERVEST recorded a gross margin of € 1.5 million and equity of € 102 million. Compared with financial year 2024, the result moved from € 6.7 million to € 4.2 million. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 6, 2025.
€ 102 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4.2 million
▼ 38% vs 2024
Profit after tax over the fiscal year.
€ 239,955
▲ 69% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 2.2 million paid out
51 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
2.3
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 409,140
▲ 9% vs 2024
€ 177,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,594
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,591
▼ 51% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 158,782
▼ 2% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,010,302 | € 1,108,033 | € 1,862,428 | € 1,465,897 | ▼ 21% |
| Profit after taxes | € 3,411,380 | € 4,616,760 | € 6,745,176 | € 4,188,402 | ▼ 38% |
| Equity | € 92,877,067 | € 95,343,827 | € 99,939,003 | € 101,977,405 | ▲ 2% |
| Total debts | € 10,436,630 | € 9,078,445 | € 9,102,508 | € 9,553,976 | ▲ 5% |
| Cash | € 5,232,223 | € 778,044 | € 142,197 | € 239,955 | ▲ 69% |
| Land & buildings | € 4,813,847 | € 4,767,171 | € 4,695,499 | € 4,631,929 | ▼ 1% |
| Retained profit | € 75,156,222 | € 77,622,982 | € 82,218,158 | € 84,256,560 | ▲ 2% |
| Dividend | € 2,300,000 | € 2,150,000 | € 2,150,000 | € 2,150,000 | |
| Balance sheet total | € 103,358,613 | € 104,457,731 | € 109,067,515 | € 111,547,929 | ▲ 2% |
| Employees (FTE) | 2.3 | 2.8 | 2.6 | 2.3 | ▼ 0.3 |
Key figures of IBERVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to IBERVEST?
What happened at IBERVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Anfra stepped down as director. NBB
- Rosina CEUPPENS stepped down as director. NBB
- Iberis stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 4.2 million (▼ 38% vs 2024). Source: NBB ↗
- Anfra became a director. NBB
- Rosina CEUPPENS became a director. NBB
- Iberis became a director. NBB
- New establishment in Gent. KBO
In short
From € 3.4 million profit in 2022 to € 4.2 million profit in 2025.
Paid € 2.5 million in corporate taxes since 2022.
Best year ever: 2024, with € 6.7 million profit.
On average € 637,300 of value added per employee in 2025.
A new publication or filing at IBERVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ANFRA, IBERIS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
IBERVESTThe shares are held by ANFRA (37.2%) and IBERIS (37.2%). It owns 73% of Hof Ten Ende, 68.6% of Ibervest Kroatië, 50% of Golfzicht, 50% of Group Ter Wyndt and 24.7% of 3D itself.
Directors
According to the 2025 annual accounts
Rosina CEUPPENS
Director
since 2021 · until 2027
Managing director · represented by Frank DONCK
Also active at: 3 D, HUON & KAURI, BOWINVEST, 3D Real Estate, ACADEMIE VASTGOEDONTWIKKELING, Markizaat, TASCO, 3D LAND +3 more
since 2021 · until 2027
Participations
Establishments
Establishment units
Physical locations of this company
Onafhankelijkheidslaan 17-18
9000 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 22 companies are registered at this address.
All companies at this address →3 D same network
€ 1.4 million revenue · 2025
ANFRA same network
€ 122,438 gross margin · 2025
IBERIS same network
€ 40,046 gross margin · 2025
HUON & KAURI same network
€ 225,953 gross margin · 2025
BOWINVEST same network
€ 5,697 gross margin · 2025
+17 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0443.780.344
- VAT number
- BE 0443.780.344
- Registered office
- Onafhankelijkheidslaan 17-18, 9000 Gent
- Names & denominations
- IBERVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 March 1991
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van holdings
Portefeuillemaatschappijen
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsvoering en beheer
Holdings
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Handel in eigen onroerend goed
Handel in onroerend goed