Active · per the CBE, 30 October 2026

VERZEKERINGEN J. VANTIEGHEM

BE0443740653

Rechtspersoon Private limited company 1 establishment

VERZEKERINGEN J. VANTIEGHEM is an insurance broker in Kruisem. Private Limited, started on 26 March 1991, 1 establishment.

Kerkstraat(KRU) 8, 9770 Kruisem

Behind the company: Olivier Vantieghem, Veerle Vanhulle.

Active for

35 year, 7 months

Financials

Financial year 2025

VERZEKERINGEN J. VANTIEGHEM from Kruisem, company number BE0443740653, closed financial year 2025 with a result of € 55,981 after tax. For that financial year VERZEKERINGEN J. VANTIEGHEM recorded a gross margin of € 216,632 and equity of € 228,302. Compared with financial year 2024, the result moved from € 62,303 to € 55,981. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 11, 2026.

What it is worth Healthy

€ 228,302

▼ 19% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 55,981

▼ 10% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 143,608

▲ 36% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 111,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Wage cost

€ 78,643

▲ 10% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 21,635

▼ 39% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go

€ 69,300

▼ 24% vs 2024

€ 21,026 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 96,990

▼ 41% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 18,066

▲ 11% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 207,352 € 229,435 € 223,949 € 216,632 ▼ 3%
Profit after taxes € 48,433 € 50,484 € 62,303 € 55,981 ▼ 10%
Equity € 203,334 € 253,818 € 283,321 € 228,302 ▼ 19%
Total debts € 407,237 € 455,286 € 394,324 € 408,999 ▲ 4%
Cash € 223,653 € 203,885 € 105,864 € 143,608 ▲ 36%
Land & buildings € 233,992 € 331,156 € 314,043 € 313,047
Retained profit € 184,734 € 235,218 € 283,321 € 228,302 ▼ 19%
Dividend € 10,000 € 0 € 14,200 € 111,000 ▲ € 96,800
Bank debt € 85,491 € 131,164 € 91,530 € 69,300 ▼ 24%
Balance sheet total € 610,571 € 709,105 € 677,645 € 637,301 ▼ 6%

Key figures of VERZEKERINGEN J. VANTIEGHEM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to VERZEKERINGEN J. VANTIEGHEM?

What happened at VERZEKERINGEN J. VANTIEGHEM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 55,981 (▼ 10% vs 2024). filed late Source: NBB ↗
  • Olivier Vantieghem became a director. NBB
  • Veerle Vanhulle became a director. NBB
  • New establishment in Kruisem. KBO
  • Start of the company according to the CBE. KBO

In short

From € 48,433 profit in 2022 to € 55,981 profit in 2025.

Paid € 97,124 in corporate taxes since 2022.

Best year ever: 2024, with € 62,303 profit.

Paid out € 135,200 in dividends to the owners in total.

Management

Olivier Vantieghem Veerle Vanhulle
VERZEKERINGEN J. VANTIEGHEM

Behind VERZEKERINGEN J. VANTIEGHEM are Olivier Vantieghem and Veerle Vanhulle.

Directors

According to the 2025 annual accounts

Olivier Vantieghem

Director

since 2010

Veerle Vanhulle

Director

since 2010

Establishments

Establishment units

Physical locations of this company

Registered office

Kerkstraat(KRU) 8

9770 Kruisem

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0443.740.653
VAT number
BE 0443.740.653
Registered office
Kerkstraat(KRU) 8, 9770 Kruisem
Names & denominations
VERZEKERINGEN J. VANTIEGHEM
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
26 March 1991
Peppol
Active · Active since 23 Nov 2025
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Frequently asked questions

What does VERZEKERINGEN J. VANTIEGHEM do?
VERZEKERINGEN J. VANTIEGHEM is an insurance broker in Kruisem. Private Limited, started on 26 March 1991, 1 establishment.
What is the address of VERZEKERINGEN J. VANTIEGHEM?
The registered office of VERZEKERINGEN J. VANTIEGHEM is located at Kerkstraat(KRU) 8, 9770 Kruisem.
Is VERZEKERINGEN J. VANTIEGHEM still active?
Yes. According to the CBE (30 October 2026) VERZEKERINGEN J. VANTIEGHEM is active, legal situation “Normale toestand”, started on 26 March 1991.
Is VERZEKERINGEN J. VANTIEGHEM registered on Peppol?
Yes, VERZEKERINGEN J. VANTIEGHEM is registered on the Peppol network with ID 0208:0443740653.
What is the enterprise number of VERZEKERINGEN J. VANTIEGHEM?
The enterprise number of VERZEKERINGEN J. VANTIEGHEM is BE0443740653.
When was VERZEKERINGEN J. VANTIEGHEM founded?
VERZEKERINGEN J. VANTIEGHEM was founded on 26 March 1991.