Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
STEFMAR from Alveringem, company number BE0443703437, closed financial year 2025 with a result of € -1,454 after tax. For that financial year STEFMAR recorded a gross margin of € -876 and equity of € -85,672. Compared with financial year 2024, the result moved from € -600 to € -1,454. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ -85,672
▼ € 1,454 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,454
▼ 142 % more loss than in 2024
Profit after tax over the fiscal year.
€ 40
▼ 56% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -104,272.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 694
▼ 51% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -4,259 | € -1,468 | € -2,143 | € -876 | ▲ € 1,267 |
| Profit after taxes | € 7,196 | € -603 | € -600 | € -1,454 | ▼ € 854 |
| Equity | € -83,015 | € -83,618 | € -84,218 | € -85,672 | ▼ € 1,454 |
| Total debts | € 73,015 | € 75,152 | € 77,809 | € 79,212 | ▲ 2% |
| Cash | - | € 134 | € 91 | € 40 | ▼ 56% |
| Retained profit | € -101,615 | € -102,218 | € -102,818 | € -104,272 | ▼ € 1,454 |
| Balance sheet total | € 0 | € 134 | € 91 | € 40 | ▼ 56% |
Key figures of STEFMAR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEFMAR?
What happened at STEFMAR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,454. filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 7,196 profit in 2022 to € 1,454 loss in 2025.
Paid € 1,369 in corporate taxes since 2022.
Best year ever: 2022, with € 7,196 profit.
Management
Behind STEFMAR is Marianne LAMBELIN.
Directors
According to the 2025 annual accounts
Marianne LAMBELIN
Director
Establishments
Establishment units
Physical locations of this company
Burgmolenstraat 23
8690 Alveringem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Website info
Features
Security
Network
Details
- Company number
- 0443.703.437
- VAT number
- BE 0443.703.437
- Registered office
- Burgmolenstraat 23, 8690 Alveringem
- Names & denominations
- STEFMAR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 March 1991
- Peppol
- Not registered
- Contact
- bonjourclara.be