HORMA is an estate agency in Bredene. Public Limited, started on 1 March 1991, 1 establishment.

What is the address of HORMA?

The registered office of HORMA is located at Kapelstraat 37 box .02/02, 8450 Bredene.

Is HORMA still active?

Yes. According to the CBE (29 October 2026) HORMA is active, legal situation “Normale toestand”, started on 1 March 1991.

Is HORMA registered on Peppol?

Yes, HORMA is registered on the Peppol network with ID 0208:0443477565.

What is the enterprise number of HORMA?

The enterprise number of HORMA is BE0443477565.

When was HORMA founded?

HORMA was founded on 1 March 1991.

Who are the directors of HORMA?

According to the 2025 annual accounts, the directors of HORMA are: Jozef Josephina A Janssens, MARCELA VAN ASSCHE.

Is HORMA a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 March 1991; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did HORMA make in 2025?

HORMA recorded a loss after taxes of € 48,436 in financial year 2025.

What is the revenue of HORMA?

As a small company, HORMA is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 2,289.

HORMA (Public Limited) - Bredene - BE0443477565

Dossier HORMA, printed on 29 October 2026 from databakkes.be/en/0443477565/horma. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 4 of the last 4 fiscal years.
Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

HORMA from Bredene, company number BE0443477565, closed financial year 2025 with a result of € -48,436 after tax. For that financial year HORMA recorded a gross margin of € 2,289 and equity of € -339,647. Compared with financial year 2024, the result moved from € -35,011 to € -48,436. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Caution

€ -339,647

▼ € 48,436 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -48,436

▼ 38 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 327

▼ 51% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -485,904.

People and assets in 2025

Vehicles and equipment

€ 8,226

▼ 46% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 503 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 605,550

▲ 5% vs 2024

€ 185 is repaid this year. At this pace the long-term loan is gone in ≈ 503 years.

Owed to suppliers

€ 14,699

▲ 48% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 335,940 Gross margin 2022: € 335,940 First fiscal year in the series	€ -21,041 Gross margin 2023: € -21,041 ▼ € 356,980 vs 2022 (€ 335,940) Unfavourable step	€ -3,513 Gross margin 2024: € -3,513 ▲ € 17,528 vs 2023 (€ -21,041) Favourable step	€ 2,289 Gross margin 2025: € 2,289 ▲ € 5,802 vs 2024 (€ -3,513) Favourable step	▲ € 5,802
Profit after taxes	€ 207,610 Profit after taxes 2022: € 207,610 First fiscal year in the series	€ -214,884 Profit after taxes 2023: € -214,884 ▼ € 422,493 vs 2022 (€ 207,610) Unfavourable step	€ -35,011 Profit after taxes 2024: € -35,011 ▲ € 179,872 vs 2023 (€ -214,884) Favourable step	€ -48,436 Profit after taxes 2025: € -48,436 ▼ € 13,425 vs 2024 (€ -35,011) Unfavourable step	▼ € 13,425
Equity	€ -41,315 Equity 2022: € -41,315 First fiscal year in the series	€ -256,199 Equity 2023: € -256,199 ▼ € 214,884 vs 2022 (€ -41,315) Unfavourable step	€ -291,210 Equity 2024: € -291,210 ▼ € 35,011 vs 2023 (€ -256,199) Unfavourable step	€ -339,647 Equity 2025: € -339,647 ▼ € 48,436 vs 2024 (€ -291,210) Unfavourable step	▼ € 48,436
Total debts	€ 386,152 Total debts 2022: € 386,152 First fiscal year in the series	€ 573,500 Total debts 2023: € 573,500 ▲ 49% vs 2022 (€ 386,152) Unfavourable step	€ 589,145 Total debts 2024: € 589,145 ▲ 3% vs 2023 (€ 573,500) Unfavourable step	€ 620,249 Total debts 2025: € 620,249 ▲ 5% vs 2024 (€ 589,145) Unfavourable step	▲ 5%
Cash	€ 1,877 Cash 2022: € 1,877 First fiscal year in the series	€ 12 Cash 2023: € 12 ▼ 99% vs 2022 (€ 1,877) Unfavourable step	€ 664 Cash 2024: € 664 ▲ € 653 vs 2023 (€ 12) Favourable step	€ 327 Cash 2025: € 327 ▼ 51% vs 2024 (€ 664) Unfavourable step	▼ 51%
Land & buildings	€ 258,456 Land & buildings 2022: € 258,456 First fiscal year in the series	€ 249,527 Land & buildings 2023: € 249,527 ▼ 3% vs 2022 (€ 258,456) Unchanged	€ 239,261 Land & buildings 2024: € 239,261 ▼ 4% vs 2023 (€ 249,527) Unchanged	€ 228,974 Land & buildings 2025: € 228,974 ▼ 4% vs 2024 (€ 239,261) Unchanged	▼ 4%
Retained profit	€ -187,573 Retained profit 2022: € -187,573 First fiscal year in the series	€ -402,456 Retained profit 2023: € -402,456 ▼ € 214,884 vs 2022 (€ -187,573) Unfavourable step	€ -437,467 Retained profit 2024: € -437,467 ▼ € 35,011 vs 2023 (€ -402,456) Unfavourable step	€ -485,904 Retained profit 2025: € -485,904 ▼ € 48,436 vs 2024 (€ -437,467) Unfavourable step	▼ € 48,436
Bank debt	€ 375,531 Bank debt 2022: € 375,531 First fiscal year in the series	€ 565,021 Bank debt 2023: € 565,021 ▲ 50% vs 2022 (€ 375,531) Unfavourable step	€ 578,481 Bank debt 2024: € 578,481 ▲ 2% vs 2023 (€ 565,021) Unfavourable step	€ 605,550 Bank debt 2025: € 605,550 ▲ 5% vs 2024 (€ 578,481) Unfavourable step	▲ 5%
Balance sheet total	€ 344,837 Balance sheet total 2022: € 344,837 First fiscal year in the series	€ 317,301 Balance sheet total 2023: € 317,301 ▼ 8% vs 2022 (€ 344,837) Unchanged	€ 297,935 Balance sheet total 2024: € 297,935 ▼ 6% vs 2023 (€ 317,301) Unchanged	€ 280,603 Balance sheet total 2025: € 280,603 ▼ 6% vs 2024 (€ 297,935) Unchanged	▼ 6%

Key figures of HORMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to HORMA?

What happened at HORMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 31, 2026 New annual accounts for financial year 2025: loss of € 48,436. filed late Source: NBB ↗
2013 MARCELA VAN ASSCHE became a director. NBB
Mar 22, 1991 New establishment in Boechout. KBO
1991 Jozef Josephina A Janssens became a director. NBB
Mar 1, 1991 Start of the company according to the CBE. KBO

In short

From € 207,610 profit in 2022 to € 48,436 loss in 2025.

Paid € 132,780 in corporate taxes since 2022.

Best year ever: 2022, with € 207,610 profit.

Original PDFs at the National Bank ↗

Management

Jozef Josephina A Janssens MARCELA VAN ASSCHE

ROMA

HORMA

Behind HORMA are Jozef Josephina A Janssens and MARCELA VAN ASSCHE. The same people are also behind ROMA.

Directors

According to the 2025 annual accounts

Jozef Josephina A Janssens

Managing director

Also active at: ROMA

since 1991

MARCELA VAN ASSCHE

Director

Also active at: ROMA

since 2013

Establishments

Establishment units

Physical locations of this company

Registered office

Kapelstraat 37 box .02/02

8450 Bredene

2.052.041.928

Lispersteenweg 93

2530 Boechout

Active since 22 March 1991

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Vereniging van Mede-eigenaars Residentie Lautrec te Bredene, Kapelstraat 37-45

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0443.477.565

VAT number

BE 0443.477.565

Registered office

Kapelstraat 37 bus .02/02, 8450 Bredene

Names & denominations

HORMA

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

1 March 1991

Peppol

Active · Active since 27 Nov 2025

Activities · NACE

Bemiddeling in verband met exploitatie van en handel in onroerend goed

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis

View on CBE Public ↗ Annual accounts (NBB) ↗

HORMA

Warning lights

Financials

What happened to HORMA?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions