SEMA is a bakery in Saint-Ghislain. Private Limited, started on 26 February 1991, 2 establishments.

What is the address of SEMA?

The registered office of SEMA is located at Rue Ferrer(B) 13, 7331 Saint-Ghislain.

Is SEMA still active?

Yes. According to the CBE (29 October 2026) SEMA is active, legal situation “Normale toestand”, started on 26 February 1991.

Is SEMA registered on Peppol?

Yes, SEMA is registered on the Peppol network with ID 0208:0443273271.

What is the enterprise number of SEMA?

The enterprise number of SEMA is BE0443273271.

When was SEMA founded?

SEMA was founded on 26 February 1991.

Who are the directors of SEMA?

According to the 2025 annual accounts, the directors of SEMA are: SERGE DEBART.

Is SEMA a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 26 February 1991; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 2 establishments in the CBE.

How much profit did SEMA make in 2025?

SEMA recorded a loss after taxes of € 53,899 in financial year 2025.

What is the revenue of SEMA?

As a small company, SEMA is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 136,083.

SEMA (Private Limited) - Saint-Ghislain - BE0443273271

Dossier SEMA, printed on 29 October 2026 from databakkes.be/en/0443273271/sema. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 4 of the last 4 fiscal years.
Tight liquidity NBB

Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

SEMA from Saint-Ghislain, company number BE0443273271, closed financial year 2025 with a result of € -53,899 after tax. For that financial year SEMA recorded a gross margin of € 136,083 and equity of € -116,041. Compared with financial year 2024, the result moved from € 34,120 to € -53,899. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Caution

€ -116,041

▼ € 53,899 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -53,899

▼ still € 34,120 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 67,329

▼ 9% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -134,633.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 174,823

▲ 5% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 98,193

▲ 31% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 41,452

▲ 28% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 184,374 Gross margin 2022: € 184,374 First fiscal year in the series	€ 189,813 Gross margin 2023: € 189,813 ▲ 3% vs 2022 (€ 184,374) Favourable step	€ 222,568 Gross margin 2024: € 222,568 ▲ 17% vs 2023 (€ 189,813) Favourable step	€ 136,083 Gross margin 2025: € 136,083 ▼ 39% vs 2024 (€ 222,568) Unfavourable step	▼ 39%
Profit after taxes	€ -40,979 Profit after taxes 2022: € -40,979 First fiscal year in the series	€ -53,534 Profit after taxes 2023: € -53,534 ▼ € 12,555 vs 2022 (€ -40,979) Unfavourable step	€ 34,120 Profit after taxes 2024: € 34,120 ▲ € 87,654 vs 2023 (€ -53,534) Favourable step	€ -53,899 Profit after taxes 2025: € -53,899 ▼ € 88,019 vs 2024 (€ 34,120) Unfavourable step	▼ € 88,019
Equity	€ -42,728 Equity 2022: € -42,728 First fiscal year in the series	€ -96,262 Equity 2023: € -96,262 ▼ € 53,534 vs 2022 (€ -42,728) Unfavourable step	€ -62,142 Equity 2024: € -62,142 ▲ € 34,120 vs 2023 (€ -96,262) Favourable step	€ -116,041 Equity 2025: € -116,041 ▼ € 53,899 vs 2024 (€ -62,142) Unfavourable step	▼ € 53,899
Total debts	€ 177,282 Total debts 2022: € 177,282 First fiscal year in the series	€ 229,488 Total debts 2023: € 229,488 ▲ 29% vs 2022 (€ 177,282) Unfavourable step	€ 185,918 Total debts 2024: € 185,918 ▼ 19% vs 2023 (€ 229,488) Favourable step	€ 237,846 Total debts 2025: € 237,846 ▲ 28% vs 2024 (€ 185,918) Unfavourable step	▲ 28%
Cash	€ 50,195 Cash 2022: € 50,195 First fiscal year in the series	€ 70,671 Cash 2023: € 70,671 ▲ 41% vs 2022 (€ 50,195) Favourable step	€ 74,103 Cash 2024: € 74,103 ▲ 5% vs 2023 (€ 70,671) Favourable step	€ 67,329 Cash 2025: € 67,329 ▼ 9% vs 2024 (€ 74,103) Unfavourable step	▼ 9%
Retained profit	€ -61,320 Retained profit 2022: € -61,320 First fiscal year in the series	€ -114,854 Retained profit 2023: € -114,854 ▼ € 53,534 vs 2022 (€ -61,320) Unfavourable step	€ -80,734 Retained profit 2024: € -80,734 ▲ € 34,120 vs 2023 (€ -114,854) Favourable step	€ -134,633 Retained profit 2025: € -134,633 ▼ € 53,899 vs 2024 (€ -80,734) Unfavourable step	▼ € 53,899
Balance sheet total	€ 134,554 Balance sheet total 2022: € 134,554 First fiscal year in the series	€ 133,226 Balance sheet total 2023: € 133,226 ▼ 1% vs 2022 (€ 134,554) Unchanged	€ 123,776 Balance sheet total 2024: € 123,776 ▼ 7% vs 2023 (€ 133,226) Unchanged	€ 121,805 Balance sheet total 2025: € 121,805 ▼ 2% vs 2024 (€ 123,776) Unchanged	▼ 2%

Key figures of SEMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to SEMA?

What happened at SEMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 30, 2026 New annual accounts for financial year 2025: loss of € 53,899 (▼ € 88,019 vs 2024). filed late Source: NBB ↗
2015 SERGE DEBART became a director. NBB
Jan 6, 2015 New establishment in Boussu. KBO
Mar 14, 1991 New establishment in Saint-Ghislain. KBO
Feb 26, 1991 Start of the company according to the CBE. KBO

In short

From € 40,979 loss in 2022 to € 53,899 loss in 2025.

Paid € 3 in corporate taxes since 2022.

Best year ever: 2024, with € 34,120 profit.

Original PDFs at the National Bank ↗

Management

SERGE DEBART

SEMA

Semano

IMMO SERMA

Behind SEMA is SERGE DEBART. SERGE DEBART is also behind Semano and IMMO SERMA.

Directors

According to the 2025 annual accounts

SERGE DEBART

Administrator-manager

Also active at: Semano, IMMO SERMA

since 2015

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Ferrer(B) 13

7331 Saint-Ghislain

2.051.876.632

Rue Grande(SG) 20

7330 Saint-Ghislain

Active since 14 March 1991

2.238.356.954

Rue de la Fontaine(H) 35

7301 Boussu

Active since 6 January 2015

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

Semano same network

€ 73,806 gross margin · 2025

IMMO SERMA same network

€ 91,462 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0443.273.271

VAT number

BE 0443.273.271

Registered office

Rue Ferrer(B) 13, 7331 Saint-Ghislain

Names & denominations

SEMA

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

26 February 1991

Peppol

Active · Active since 6 Jan 2026

Activities · NACE

Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk

Artisanale brood- en banketbakkerijen

View on CBE Public ↗ Annual accounts (NBB) ↗

SEMA

Warning lights

Financials

What happened to SEMA?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions