Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SAGIM from Waterloo, company number BE0443186466, closed financial year 2025 with a result of € -34,364 after tax. For that financial year SAGIM recorded a gross margin of € -18,194 and equity of € 3.2 million. Compared with financial year 2024, the result moved from € -37,240 to € -34,364. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 8, 2026.
€ 3.2 million
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -34,364
▲ 8 % less loss than in 2024
Profit after tax over the fiscal year.
€ 27,238
▼ 69% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.6 million.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 135,783
▼ 15% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | € 0 | - | - | |
| Gross margin | € -20,847 | € -25,371 | € -20,930 | € -18,194 | ▲ € 2,736 |
| Profit after taxes | € -42,739 | € -40,111 | € -37,240 | € -34,364 | ▲ € 2,876 |
| Equity | € 3,275,845 | € 3,235,733 | € 3,198,493 | € 3,164,129 | ▼ 1% |
| Total debts | € 196,540 | € 142,057 | € 300,845 | € 275,783 | ▼ 8% |
| Cash | € 244,896 | € 149,451 | € 89,244 | € 27,238 | ▼ 69% |
| Land & buildings | € 1,369,737 | € 1,369,737 | € 1,369,737 | € 1,369,737 | |
| Retained profit | € 1,756,111 | € 1,716,000 | € 1,678,759 | € 1,644,395 | ▼ 2% |
| Balance sheet total | € 3,472,385 | € 3,377,791 | € 3,499,338 | € 3,439,912 | ▼ 2% |
Key figures of SAGIM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to SAGIM?
What happened at SAGIM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- CLAUDE PERIN stepped down as director. NBB
- RAYMOND PERIN stepped down as director. NBB
- LILIANE HUYBRECHTS stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 34,364. Source: NBB ↗
- LILIANE HUYBRECHTS became a director. NBB
- New establishment in Schaarbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 42,739 loss in 2022 to € 34,364 loss in 2025.
Paid € 356 in corporate taxes since 2022.
Management
Directors
According to the 2025 annual accounts
· until 2027
RAYMOND PERIN
Managing director
· until 2027
LILIANE HUYBRECHTS
Director
Also active at: Assurances Immobilier et Financement - Verzekeringen Immobiliën en Financeringen, F.A.B. IMMO
since 2020 · until 2027
Establishments
Establishment units
Physical locations of this company
Avenue Maréchal Ney 1
1410 Waterloo
Gustave Latinislaan 62
1030 Schaarbeek
Active since 1 March 1991
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0443.186.466
- VAT number
- BE 0443.186.466
- Registered office
- Avenue Maréchal Ney 1, 1410 Waterloo
- Names & denominations
- SAGIM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 January 1991
- Peppol
- Active · Active since 27 Nov 2025
- Activities · NACE
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