Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
HOME INVESTING from Vorselaar, company number BE0443150735, closed financial year 2025 with a result of € 78 after tax. For that financial year HOME INVESTING recorded a gross margin of € 1,317 and equity of € -7,430. Compared with financial year 2024, the result moved from € 1,987 to € 78. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -7,430
▲ € 78 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 78
▼ 96% vs 2024
Profit after tax over the fiscal year.
€ 6,630
▲ 39% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -75,601.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,910
▲ € 1,822 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 190
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,350 | € 2,248 | € 3,414 | € 1,317 | ▼ 61% |
| Profit after taxes | € 2,278 | € 1,038 | € 1,987 | € 78 | ▼ 96% |
| Equity | € -10,534 | € -9,495 | € -7,508 | € -7,430 | ▲ € 78 |
| Total debts | € 28,050 | € 28,645 | € 25,864 | € 27,686 | ▲ 7% |
| Cash | € 2,386 | € 4,793 | € 4,773 | € 6,630 | ▲ 39% |
| Land & buildings | € 14,533 | € 13,958 | € 13,384 | € 12,809 | ▼ 4% |
| Retained profit | € -78,705 | € -77,666 | € -75,679 | € -75,601 | |
| Balance sheet total | € 17,517 | € 19,150 | € 18,356 | € 20,256 | ▲ 10% |
Key figures of HOME INVESTING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HOME INVESTING?
What happened at HOME INVESTING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Sabina Verwerft stepped down as director. NBB
- Jeroen Rogier Smans stepped down as director. NBB
- Anouk Maria Smans stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 78 (▼ 96% vs 2024). filed late Source: NBB ↗
- Jeroen Rogier Smans became a director. NBB
- Anouk Maria Smans became a director. NBB
- Sabina Verwerft became a director. NBB
- New establishment in Vorselaar. KBO
In short
From € 2,278 profit in 2022 to € 78 profit in 2025.
Paid € 190 in corporate taxes since 2022.
Best year ever: 2022, with € 2,278 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Sabina Verwerft
Director
since 2011 · until 2030
Jeroen Rogier Smans
Director
since 2024 · until 2030
Anouk Maria Smans
Director
since 2024 · until 2030
Establishments
Establishment units
Physical locations of this company
Pallaaraard 37g
2290 Vorselaar
Pallaaraard 37G
2290 Vorselaar
Active since 31 January 1991
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0443.150.735
- VAT number
- BE 0443.150.735
- Registered office
- Pallaaraard 37g, 2290 Vorselaar
- Names & denominations
- HOME INVESTING
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 31 January 1991
- Peppol
- Not registered