Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Marc BAETEN EN Co from Bocholt, company number BE0443086201, closed financial year 2025 with a result of € 43,156 after tax. For that financial year Marc BAETEN EN Co recorded a gross margin of € 826,083 and equity of € 282,750. Compared with financial year 2024, the result moved from € 27,572 to € 43,156. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.
€ 282,750
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 43,156
▲ 57% vs 2024
Profit after tax over the fiscal year.
€ 22,879
▼ 75% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 32,500 paid out
75 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
8.6
▲ 1.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 578,686
▲ 7% vs 2024
€ 67,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 420,795
▲ 41% vs 2024
Of which on lease € 212,978.
Debts at end 2025
€ 43,123
▲ € 36,521 vs 2024
€ 11,713 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 40,708
▼ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 87,557
▲ 52% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 722,421 | € 866,649 | € 716,446 | € 826,083 | ▲ 15% |
| Profit after taxes | € 216,318 | € 327,499 | € 27,572 | € 43,156 | ▲ 57% |
| Equity | € 269,023 | € 269,521 | € 272,094 | € 282,750 | ▲ 4% |
| Total debts | € 816,617 | € 709,145 | € 699,620 | € 833,108 | ▲ 19% |
| Cash | € 140,318 | € 33,103 | € 93,280 | € 22,879 | ▼ 75% |
| Land & buildings | € 454,488 | € 407,030 | € 355,058 | € 300,956 | ▼ 15% |
| Retained profit | € 207,023 | € 207,521 | € 210,094 | € 220,750 | ▲ 5% |
| Dividend | € 215,000 | € 327,000 | € 25,000 | € 32,500 | ▲ 30% |
| Bank debt | € 21,357 | € 12,646 | € 6,602 | € 43,123 | ▲ € 36,521 |
| Balance sheet total | € 1,085,640 | € 978,667 | € 971,714 | € 1,115,858 | ▲ 15% |
| Employees (FTE) | 5.3 | 6.3 | 7.5 | 8.6 | ▲ 1.1 |
Key figures of Marc BAETEN EN Co, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Marc BAETEN EN Co?
What happened at Marc BAETEN EN Co in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 43,156 (▲ 57% vs 2024). Source: NBB ↗
- New establishment in Bree. KBO
- New establishment in Hamont-Achel. KBO
- New establishment in Bocholt. KBO
- Start of the company according to the CBE. KBO
In short
From € 216,318 profit in 2022 to € 43,156 profit in 2025.
Paid € 28,442 in corporate taxes since 2022.
Best year ever: 2023, with € 327,499 profit.
On average € 96,100 of value added per employee in 2025.
Management
The stake of M & M BEHEER comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Marc BAETEN EN CoBehind Marc BAETEN EN Co are Michelle Baeten, M&M BEHEER BV, Marijse Baeten and Marina Hoeken. The shares are held by M & M BEHEER (26%). It owns 100% of Jan Geelen Verzekeringen and 9.1% of Hypo-Expert itself.
Directors
According to the 2025 annual accounts
Michelle Baeten
Director
Marijse Baeten
Director
Shareholders
26%
Participations
9.1%
Establishments
Establishment units
Physical locations of this company
Breeërweg 16
3950 Bocholt
Markt 4 box 1
3960 Bree
Active since 1 May 2007
Bosstraat 78/1
3930 Hamont-Achel
Active since 1 July 2001
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0443.086.201
- VAT number
- BE 0443.086.201
- Registered office
- Breeërweg 16, 3950 Bocholt
- Names & denominations
- Marc BAETEN EN Co
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 16 January 1991
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten
Agenten en makelaars in bankdiensten