What does GAENS VERZEKERINGEN do?

GAENS VERZEKERINGEN is an insurance broker in Alken. Private Limited, started on 28 December 1990, 1 establishment.

What is the address of GAENS VERZEKERINGEN?

The registered office of GAENS VERZEKERINGEN is located at Grootstraat 176 box A, 3570 Alken.

Is GAENS VERZEKERINGEN still active?

Yes. According to the CBE (30 October 2026) GAENS VERZEKERINGEN is active, legal situation “Normale toestand”, started on 28 December 1990.

Is GAENS VERZEKERINGEN registered on Peppol?

No, GAENS VERZEKERINGEN is currently not registered on the Peppol network.

What is the enterprise number of GAENS VERZEKERINGEN?

The enterprise number of GAENS VERZEKERINGEN is BE0442883489.

When was GAENS VERZEKERINGEN founded?

GAENS VERZEKERINGEN was founded on 28 December 1990.

Who are the directors of GAENS VERZEKERINGEN?

According to the 2025 annual accounts, the directors of GAENS VERZEKERINGEN are: Gunther Gaens, Kurt Gaens, Dieter Gaens.

Is GAENS VERZEKERINGEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 28 December 1990; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did GAENS VERZEKERINGEN make in 2025?

GAENS VERZEKERINGEN posted a profit after taxes of € 42,547 in financial year 2025.

What is the revenue of GAENS VERZEKERINGEN?

As a small company, GAENS VERZEKERINGEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 159,346.

Does GAENS VERZEKERINGEN have a website?

Yes, GAENS VERZEKERINGEN has a website at gaens.be.

GAENS VERZEKERINGEN (Private Limited) - Alken

Dossier GAENS VERZEKERINGEN, printed on 30 October 2026 from databakkes.be/en/0442883489/gaens-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

GAENS VERZEKERINGEN from Alken, company number BE0442883489, closed financial year 2025 with a result of € 42,547 after tax. For that financial year GAENS VERZEKERINGEN recorded a gross margin of € 159,346 and equity of € 253,610. Compared with financial year 2024, the result moved from € 53,097 to € 42,547. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.

What it is worth Healthy

€ 253,610

▼ 22% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 42,547

▼ 20% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 190,944

▲ 12% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 114,257 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Wage cost

€ 36,567

▼ 22% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 141,238

▲ 50% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 90,214

▲ 42% vs 2024

€ 27,097 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 9,487

▲ 82% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 9,198

▲ 22% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 104,798 Gross margin 2022: € 104,798 First fiscal year in the series	€ 127,864 Gross margin 2023: € 127,864 ▲ 22% vs 2022 (€ 104,798) Favourable step	€ 163,399 Gross margin 2024: € 163,399 ▲ 28% vs 2023 (€ 127,864) Favourable step	€ 159,346 Gross margin 2025: € 159,346 ▼ 2% vs 2024 (€ 163,399) Unfavourable step	▼ 2%
Profit after taxes	€ 36,632 Profit after taxes 2022: € 36,632 First fiscal year in the series	€ 54,457 Profit after taxes 2023: € 54,457 ▲ 49% vs 2022 (€ 36,632) Favourable step	€ 53,097 Profit after taxes 2024: € 53,097 ▼ 2% vs 2023 (€ 54,457) Unfavourable step	€ 42,547 Profit after taxes 2025: € 42,547 ▼ 20% vs 2024 (€ 53,097) Unfavourable step	▼ 20%
Equity	€ 217,765 Equity 2022: € 217,765 First fiscal year in the series	€ 272,222 Equity 2023: € 272,222 ▲ 25% vs 2022 (€ 217,765) Favourable step	€ 325,320 Equity 2024: € 325,320 ▲ 20% vs 2023 (€ 272,222) Favourable step	€ 253,610 Equity 2025: € 253,610 ▼ 22% vs 2024 (€ 325,320) Unfavourable step	▼ 22%
Total debts	€ 58,597 Total debts 2022: € 58,597 First fiscal year in the series	€ 50,505 Total debts 2023: € 50,505 ▼ 14% vs 2022 (€ 58,597) Favourable step	€ 116,300 Total debts 2024: € 116,300 ▲ 130% vs 2023 (€ 50,505) Unfavourable step	€ 261,883 Total debts 2025: € 261,883 ▲ 125% vs 2024 (€ 116,300) Unfavourable step	▲ 125%
Cash	€ 82,266 Cash 2022: € 82,266 First fiscal year in the series	€ 144,537 Cash 2023: € 144,537 ▲ 76% vs 2022 (€ 82,266) Favourable step	€ 169,745 Cash 2024: € 169,745 ▲ 17% vs 2023 (€ 144,537) Favourable step	€ 190,944 Cash 2025: € 190,944 ▲ 12% vs 2024 (€ 169,745) Favourable step	▲ 12%
Land & buildings	€ 75,556 Land & buildings 2022: € 75,556 First fiscal year in the series	€ 70,318 Land & buildings 2023: € 70,318 ▼ 7% vs 2022 (€ 75,556) Unchanged	€ 64,071 Land & buildings 2024: € 64,071 ▼ 9% vs 2023 (€ 70,318) Unchanged	€ 57,655 Land & buildings 2025: € 57,655 ▼ 10% vs 2024 (€ 64,071) Unchanged	▼ 10%
Retained profit	€ 199,165 Retained profit 2022: € 199,165 First fiscal year in the series	€ 253,622 Retained profit 2023: € 253,622 ▲ 27% vs 2022 (€ 199,165) Favourable step	€ 306,720 Retained profit 2024: € 306,720 ▲ 21% vs 2023 (€ 253,622) Favourable step	€ 235,010 Retained profit 2025: € 235,010 ▼ 23% vs 2024 (€ 306,720) Unfavourable step	▼ 23%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 114,257 Dividend 2025: € 114,257 Unchanged (€ 0) Unchanged
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 0 Bank debt 2023: € 0 Unchanged (€ 0) Unchanged	€ 63,465 Bank debt 2024: € 63,465 Unchanged (€ 0) Unfavourable step	€ 90,214 Bank debt 2025: € 90,214 ▲ 42% vs 2024 (€ 63,465) Unfavourable step	▲ 42%
Balance sheet total	€ 276,363 Balance sheet total 2022: € 276,363 First fiscal year in the series	€ 322,727 Balance sheet total 2023: € 322,727 ▲ 17% vs 2022 (€ 276,363) Unchanged	€ 441,619 Balance sheet total 2024: € 441,619 ▲ 37% vs 2023 (€ 322,727) Unchanged	€ 515,493 Balance sheet total 2025: € 515,493 ▲ 17% vs 2024 (€ 441,619) Unchanged	▲ 17%

Key figures of GAENS VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to GAENS VERZEKERINGEN?

What happened at GAENS VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 27, 2026 New annual accounts for financial year 2025: profit of € 42,547 (▼ 20% vs 2024). Source: NBB ↗
2025 Dieter Gaens became a director. NBB
Aug 8, 1991 New establishment in Alken. KBO
Dec 28, 1990 Start of the company according to the CBE. KBO

In short

From € 36,632 profit in 2022 to € 42,547 profit in 2025.

Paid € 81,379 in corporate taxes since 2022.

Best year ever: 2023, with € 54,457 profit.

Paid out € 114,257 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Gunther Gaens Kurt Gaens Dieter Gaens

GAENS VERZEKERINGEN

Behind GAENS VERZEKERINGEN are Gunther Gaens, Kurt Gaens and Dieter Gaens.

Directors

According to the 2025 annual accounts

Gunther Gaens

Director

Kurt Gaens

Director

Dieter Gaens

Director

since 2025

Establishments

Establishment units

Physical locations of this company

Registered office

Grootstraat 176 box A

3570 Alken

2.053.791.193

Grootstraat 176A

3570 Alken

Active since 8 August 1991

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTP gaens.be

Technologies

Nginx

Hosting & Email

Email provider

Microsoft 365

Hosting

TRANSIP-AS Amsterdam, the Netherlands, NL

Website info

HTTPS Nee

Features

Security

✗ HTTPS

✓ SPF

✓ DMARC

Details

Company number

0442.883.489

VAT number

BE 0442.883.489

Registered office

Grootstraat 176 bus A, 3570 Alken

Names & denominations

GAENS VERZEKERINGEN

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

28 December 1990

Peppol

Not registered

Contact

gaens.be

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

GAENS VERZEKERINGEN

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Financials

What happened to GAENS VERZEKERINGEN?

Management

Directors

Establishments

Establishment units

Website

Technologies

Hosting & Email

Website info

Features

Security

Details

Frequently asked questions