What does SVG CONSULT do?

SVG CONSULT is an insurance broker in Schelle. Private Limited, started on 4 February 1991, 1 establishment.

What is the address of SVG CONSULT?

The registered office of SVG CONSULT is located at Biesaerdeweg 3, 2627 Schelle.

Is SVG CONSULT still active?

Yes. According to the CBE (30 October 2026) SVG CONSULT is active, legal situation “Normale toestand”, started on 4 February 1991.

Is SVG CONSULT registered on Peppol?

Yes, SVG CONSULT is registered on the Peppol network with ID 0208:0442805493.

What is the enterprise number of SVG CONSULT?

The enterprise number of SVG CONSULT is BE0442805493.

When was SVG CONSULT founded?

SVG CONSULT was founded on 4 February 1991.

Who are the directors of SVG CONSULT?

According to the 2025 annual accounts, the directors of SVG CONSULT are: Gunther Sterckx.

Is SVG CONSULT a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 4 February 1991; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did SVG CONSULT make in 2025?

SVG CONSULT posted a profit after taxes of € 329,213 in financial year 2025.

What is the revenue of SVG CONSULT?

As a small company, SVG CONSULT is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 571,902.

How many employees does SVG CONSULT have?

According to the 2025 annual accounts, SVG CONSULT has 0.5 full-time equivalents (FTE).

Does SVG CONSULT have a website?

Yes, SVG CONSULT has a website at vsvg.be.

SVG CONSULT (Private Limited) - Schelle - BE0442805493

Dossier SVG CONSULT, printed on 30 October 2026 from databakkes.be/en/0442805493/svg-consult. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

SVG CONSULT from Schelle, company number BE0442805493, closed financial year 2025 with a result of € 329,213 after tax. For that financial year SVG CONSULT recorded a gross margin of € 571,902 and equity of € 468,857. Compared with financial year 2024, the result moved from € 63,923 to € 329,213. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on December 5, 2025.

What it is worth Growing

€ 468,857

▲ 127% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 329,213

▲ € 265,290 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 237,981

▲ € 214,240 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 66,989 paid out

20 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

0.5

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 21,827

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 46,748

▼ 22% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 118,775

▼ 69% vs 2024

€ 47,942 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 3,824

▼ 43% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 21,454

▲ 67% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2021	2022	2024	2025	Change 2024 → 2025
Gross margin	€ 131,123 Gross margin 2021: € 131,123 First fiscal year in the series	€ 142,025 Gross margin 2022: € 142,025 ▲ 8% vs 2021 (€ 131,123) Favourable step	€ 220,994 Gross margin 2024: € 220,994 ▲ 56% vs 2022 (€ 142,025) Favourable step	€ 571,902 Gross margin 2025: € 571,902 ▲ 159% vs 2024 (€ 220,994) Favourable step	▲ 159%
Profit after taxes	€ 17,247 Profit after taxes 2021: € 17,247 First fiscal year in the series	€ 31,502 Profit after taxes 2022: € 31,502 ▲ 83% vs 2021 (€ 17,247) Favourable step	€ 63,923 Profit after taxes 2024: € 63,923 ▲ 103% vs 2022 (€ 31,502) Favourable step	€ 329,213 Profit after taxes 2025: € 329,213 ▲ € 265,290 vs 2024 (€ 63,923) Favourable step	▲ € 265,290
Equity	€ 111,209 Equity 2021: € 111,209 First fiscal year in the series	€ 142,710 Equity 2022: € 142,710 ▲ 28% vs 2021 (€ 111,209) Favourable step	€ 206,633 Equity 2024: € 206,633 ▲ 45% vs 2022 (€ 142,710) Favourable step	€ 468,857 Equity 2025: € 468,857 ▲ 127% vs 2024 (€ 206,633) Favourable step	▲ 127%
Total debts	€ 780,851 Total debts 2021: € 780,851 First fiscal year in the series	€ 668,327 Total debts 2022: € 668,327 ▼ 14% vs 2021 (€ 780,851) Favourable step	€ 519,477 Total debts 2024: € 519,477 ▼ 22% vs 2022 (€ 668,327) Favourable step	€ 156,363 Total debts 2025: € 156,363 ▼ 70% vs 2024 (€ 519,477) Favourable step	▼ 70%
Cash	€ 55,209 Cash 2021: € 55,209 First fiscal year in the series	€ 30,814 Cash 2022: € 30,814 ▼ 44% vs 2021 (€ 55,209) Unfavourable step	€ 23,740 Cash 2024: € 23,740 ▼ 23% vs 2022 (€ 30,814) Unfavourable step	€ 237,981 Cash 2025: € 237,981 ▲ € 214,240 vs 2024 (€ 23,740) Favourable step	▲ € 214,240
Land & buildings	€ 796,766 Land & buildings 2021: € 796,766 First fiscal year in the series	€ 732,549 Land & buildings 2022: € 732,549 ▼ 8% vs 2021 (€ 796,766) Unchanged	€ 536,427 Land & buildings 2024: € 536,427 ▼ 27% vs 2022 (€ 732,549) Unchanged	€ 77,433 Land & buildings 2025: € 77,433 ▼ 86% vs 2024 (€ 536,427) Unchanged	▼ 86%
Retained profit	€ 92,609 Retained profit 2021: € 92,609 First fiscal year in the series	€ 124,110 Retained profit 2022: € 124,110 ▲ 34% vs 2021 (€ 92,609) Favourable step	€ 188,033 Retained profit 2024: € 188,033 ▲ 52% vs 2022 (€ 124,110) Favourable step	€ 450,257 Retained profit 2025: € 450,257 ▲ 139% vs 2024 (€ 188,033) Favourable step	▲ 139%
Dividend	€ 0 Dividend 2021: € 0 First fiscal year in the series	€ 0 Dividend 2022: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 66,989 Dividend 2025: € 66,989 Unchanged (€ 0) Unchanged
Bank debt	€ 626,866 Bank debt 2021: € 626,866 First fiscal year in the series	€ 566,398 Bank debt 2022: € 566,398 ▼ 10% vs 2021 (€ 626,866) Favourable step	€ 377,101 Bank debt 2024: € 377,101 ▼ 33% vs 2022 (€ 566,398) Favourable step	€ 118,775 Bank debt 2025: € 118,775 ▼ 69% vs 2024 (€ 377,101) Favourable step	▼ 69%
Balance sheet total	€ 892,060 Balance sheet total 2021: € 892,060 First fiscal year in the series	€ 811,037 Balance sheet total 2022: € 811,037 ▼ 9% vs 2021 (€ 892,060) Unchanged	€ 726,110 Balance sheet total 2024: € 726,110 ▼ 10% vs 2022 (€ 811,037) Unchanged	€ 625,220 Balance sheet total 2025: € 625,220 ▼ 14% vs 2024 (€ 726,110) Unchanged	▼ 14%
Employees (FTE)	-	-	-	0.5 Employees (FTE) 2025: 0.5 First fiscal year in the series

Key figures of SVG CONSULT, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.

What happened to SVG CONSULT?

What happened at SVG CONSULT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Dec 5, 2025 New annual accounts for financial year 2025: profit of € 329,213 (▲ € 265,290 vs 2024). Source: NBB ↗
Feb 21, 1991 New establishment in Schelle. KBO
Feb 4, 1991 Start of the company according to the CBE. KBO

In short

From € 17,247 profit in 2021 to € 329,213 profit in 2025.

Paid € 200,109 in corporate taxes since 2021.

Best year ever: 2025, with € 329,213 profit.

Paid out € 66,989 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Gunther Sterckx

SVG CONSULT

VSVG 50%

Behind SVG CONSULT is Gunther Sterckx. It owns 50% of VSVG itself.

Directors

According to the 2025 annual accounts

Gunther Sterckx

Director

Also active at: Verhasselt, Sterckx & Van Gaever Verzekeringen

Establishments

Establishment units

Physical locations of this company

Registered office

Biesaerdeweg 3

2627 Schelle

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Verhasselt, Sterckx & Van Gaever Verzekeringen same network

€ 269 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS vsvg.be

Canonical: https://www.vsvg.be

Technologies

ASP.NETAdvanced Custom FieldsLodashPWAReactWixlazysizes

Certifications & Partners

FSMA

Hosting & Email

Email provider

Google Workspace

Hosting

GOOGLE-CLOUD-PLATFORM - Google LLC, US

DNS

Cloudflare DNS

Website info

HTTPS Ja

Languages NL

Features

Webshop

Security

✓ HTTPS

✓ SPF

✗ DMARC

Details

Company number: 0442.805.493
VAT number: BE 0442.805.493
Registered office: Biesaerdeweg 3, 2627 Schelle
Names & denominations: SVG CONSULT
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 4 February 1991
Peppol: Active · Active since 26 Nov 2025
Contact: vsvg.be
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗