What does PANERIA do?

PANERIA is registered with the CBE as active in: Artisanale brood- en banketbakkerijen. Private Limited, started on 17 December 1990, 1 establishment.

What is the address of PANERIA?

The registered office of PANERIA is located at Sint Maartensplein 9, 8680 Koekelare.

Is PANERIA still active?

Yes. According to the CBE (30 October 2026) PANERIA is active, legal situation “Normale toestand”, started on 17 December 1990.

Is PANERIA registered on Peppol?

Yes, PANERIA is registered on the Peppol network with ID 0208:0442717502.

What is the enterprise number of PANERIA?

The enterprise number of PANERIA is BE0442717502.

When was PANERIA founded?

PANERIA was founded on 17 December 1990.

Who are the directors of PANERIA?

According to the 2025 annual accounts, the directors of PANERIA are: Katrien Wambeke, Antoon Huyst.

Is PANERIA a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 17 December 1990; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did PANERIA make in 2025?

PANERIA recorded a loss after taxes of € 7,321 in financial year 2025.

What is the revenue of PANERIA?

As a small company, PANERIA is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 48,130.

PANERIA (Private Limited) - Koekelare - BE0442717502

Dossier PANERIA, printed on 30 October 2026 from databakkes.be/en/0442717502/paneria. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 46 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

PANERIA from Koekelare, company number BE0442717502, closed financial year 2025 with a result of € -7,321 after tax. For that financial year PANERIA recorded a gross margin of € 48,130 and equity of € 87,294. Compared with financial year 2024, the result moved from € -14,458 to € -7,321. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.

What it is worth Healthy

€ 87,294

▼ 8% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -7,321

▲ 49 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 16,394

▲ 11% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 68,544.

People and assets in 2025

Wage cost

€ 30,534

▼ 22% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 44,186

▼ 24% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 25,515

▼ 35% vs 2024

€ 13,836 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 12,677

▼ 5% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 7,506

▼ 26% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 66,292 Gross margin 2022: € 66,292 First fiscal year in the series	€ 58,633 Gross margin 2023: € 58,633 ▼ 12% vs 2022 (€ 66,292) Unfavourable step	€ 48,786 Gross margin 2024: € 48,786 ▼ 17% vs 2023 (€ 58,633) Unfavourable step	€ 48,130 Gross margin 2025: € 48,130 ▼ 1% vs 2024 (€ 48,786) Unfavourable step	▼ 1%
Profit after taxes	€ 17,517 Profit after taxes 2022: € 17,517 First fiscal year in the series	€ -2,309 Profit after taxes 2023: € -2,309 ▼ € 19,826 vs 2022 (€ 17,517) Unfavourable step	€ -14,458 Profit after taxes 2024: € -14,458 ▼ € 12,149 vs 2023 (€ -2,309) Unfavourable step	€ -7,321 Profit after taxes 2025: € -7,321 ▲ € 7,137 vs 2024 (€ -14,458) Favourable step	▲ € 7,137
Equity	€ 135,882 Equity 2022: € 135,882 First fiscal year in the series	€ 109,073 Equity 2023: € 109,073 ▼ 20% vs 2022 (€ 135,882) Unfavourable step	€ 94,615 Equity 2024: € 94,615 ▼ 13% vs 2023 (€ 109,073) Unfavourable step	€ 87,294 Equity 2025: € 87,294 ▼ 8% vs 2024 (€ 94,615) Unfavourable step	▼ 8%
Total debts	€ 91,306 Total debts 2022: € 91,306 First fiscal year in the series	€ 95,978 Total debts 2023: € 95,978 ▲ 5% vs 2022 (€ 91,306) Unfavourable step	€ 62,611 Total debts 2024: € 62,611 ▼ 35% vs 2023 (€ 95,978) Favourable step	€ 47,824 Total debts 2025: € 47,824 ▼ 24% vs 2024 (€ 62,611) Favourable step	▼ 24%
Cash	€ 50,711 Cash 2022: € 50,711 First fiscal year in the series	€ 15,408 Cash 2023: € 15,408 ▼ 70% vs 2022 (€ 50,711) Unfavourable step	€ 14,811 Cash 2024: € 14,811 ▼ 4% vs 2023 (€ 15,408) Unfavourable step	€ 16,394 Cash 2025: € 16,394 ▲ 11% vs 2024 (€ 14,811) Favourable step	▲ 11%
Land & buildings	€ 73,997 Land & buildings 2022: € 73,997 First fiscal year in the series	€ 68,747 Land & buildings 2023: € 68,747 ▼ 7% vs 2022 (€ 73,997) Unchanged	€ 63,497 Land & buildings 2024: € 63,497 ▼ 8% vs 2023 (€ 68,747) Unchanged	€ 58,247 Land & buildings 2025: € 58,247 ▼ 8% vs 2024 (€ 63,497) Unchanged	▼ 8%
Retained profit	€ 117,132 Retained profit 2022: € 117,132 First fiscal year in the series	€ 90,323 Retained profit 2023: € 90,323 ▼ 23% vs 2022 (€ 117,132) Unfavourable step	€ 75,865 Retained profit 2024: € 75,865 ▼ 16% vs 2023 (€ 90,323) Unfavourable step	€ 68,544 Retained profit 2025: € 68,544 ▼ 10% vs 2024 (€ 75,865) Unfavourable step	▼ 10%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 24,500 Dividend 2023: € 24,500 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 24,500) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 65,872 Bank debt 2022: € 65,872 First fiscal year in the series	€ 52,609 Bank debt 2023: € 52,609 ▼ 20% vs 2022 (€ 65,872) Favourable step	€ 39,157 Bank debt 2024: € 39,157 ▼ 26% vs 2023 (€ 52,609) Favourable step	€ 25,515 Bank debt 2025: € 25,515 ▼ 35% vs 2024 (€ 39,157) Favourable step	▼ 35%
Balance sheet total	€ 227,188 Balance sheet total 2022: € 227,188 First fiscal year in the series	€ 205,051 Balance sheet total 2023: € 205,051 ▼ 10% vs 2022 (€ 227,188) Unchanged	€ 157,226 Balance sheet total 2024: € 157,226 ▼ 23% vs 2023 (€ 205,051) Unchanged	€ 135,119 Balance sheet total 2025: € 135,119 ▼ 14% vs 2024 (€ 157,226) Unchanged	▼ 14%

Key figures of PANERIA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to PANERIA?

What happened at PANERIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 29, 2026 New annual accounts for financial year 2025: loss of € 7,321. Source: NBB ↗
Jan 21, 2002 New establishment in Koekelare. KBO
Dec 17, 1990 Start of the company according to the CBE. KBO

In short

From € 17,517 profit in 2022 to € 7,321 loss in 2025.

Paid € 7,209 in corporate taxes since 2022.

Best year ever: 2022, with € 17,517 profit.

Paid out € 24,500 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Katrien Wambeke Antoon Huyst

PANERIA

Behind PANERIA are Katrien Wambeke and Antoon Huyst.

Directors

According to the 2025 annual accounts

Katrien Wambeke

Administrator-manager

Antoon Huyst

Administrator-manager

Establishments

Establishment units

Physical locations of this company

Registered office

Sint Maartensplein 9

8680 Koekelare

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0442.717.502

VAT number

BE 0442.717.502

Registered office

Sint Maartensplein 9, 8680 Koekelare

Names & denominations

PANERIA

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

17 December 1990

Peppol

Active · Active since 8 Dec 2025

Activities · NACE

Artisanale brood- en banketbakkerijen

Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk

Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden

Fastfoodzaken, snackbars, frituren en dergelijke

Eetgelegenheden met beperkte bediening

View on CBE Public ↗ Annual accounts (NBB) ↗

PANERIA

Warning lights

Financials

What happened to PANERIA?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions