Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
INVESTDEC from Merelbeke-Melle, company number BE0442675633, closed financial year 2025 with a result of € 25,377 after tax. For that financial year INVESTDEC recorded a gross margin of € 85,401 and equity of € 967,178. Compared with financial year 2024, the result moved from € 13,835 to € 25,377. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 967,178
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 25,377
▲ 83% vs 2024
Profit after tax over the fiscal year.
€ 37,165
▼ 82% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 124,338.
People and assets in 2025
€ 102,965
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.3 million
▼ 12% vs 2024
€ 36,638 is repaid this year. At this pace the long-term loan is gone in ≈ 35 years.
€ 13,291
▼ 35% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,985
▲ 68% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 92,885 | € 111,146 | € 94,610 | € 85,401 | ▼ 10% |
| Profit after taxes | € 12,030 | € 11,457 | € 13,835 | € 25,377 | ▲ 83% |
| Equity | € 916,509 | € 927,966 | € 941,801 | € 967,178 | ▲ 3% |
| Total debts | € 653,246 | € 584,470 | € 1,814,060 | € 1,674,999 | ▼ 8% |
| Cash | € 9,152 | € 11,683 | € 206,042 | € 37,165 | ▼ 82% |
| Land & buildings | € 749,982 | € 705,139 | € 674,445 | € 633,037 | ▼ 6% |
| Retained profit | € 73,669 | € 85,126 | € 98,961 | € 124,338 | ▲ 26% |
| Bank debt | € 566,405 | € 518,499 | € 1,440,042 | € 1,270,324 | ▼ 12% |
| Balance sheet total | € 1,607,295 | € 1,548,148 | € 2,789,743 | € 2,674,231 | ▼ 4% |
Key figures of INVESTDEC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INVESTDEC?
What happened at INVESTDEC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 25,377 (▲ 83% vs 2024). Source: NBB ↗
- Beatrijs Van Renterghem became a director. NBB
- Els De Clercq became a director. NBB
- Jan De Clercq became a director. NBB
- Dirk De Clercq became a director. NBB
- Antoine De Clercq became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 12,030 profit in 2022 to € 25,377 profit in 2025.
Paid € 30,535 in corporate taxes since 2022.
Best year ever: 2025, with € 25,377 profit.
Management
Behind INVESTDEC are Beatrijs Van Renterghem, Els De Clercq, Jan De Clercq, Dirk De Clercq and Antoine De Clercq. Beatrijs Van Renterghem is also behind DEGA HOTEL. Jan De Clercq is also behind DEGA HOTEL. Dirk De Clercq is also behind ARCADE VASTGOED and DOMESTICO.
Directors
According to the 2025 annual accounts
since 2024
Els De Clercq
Director
since 2024
since 2024
since 2024
since 2024
Establishments
Establishment units
Physical locations of this company
Poelstraat 188
9820 Merelbeke-Melle
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0442.675.633
- VAT number
- BE 0442.675.633
- Registered office
- Poelstraat 188, 9820 Merelbeke-Melle
- Names & denominations
- INVESTDEC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 November 1990
- Peppol
- Active · Active since 8 Nov 2025
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van syndici van onroerend goed