Financials
Financial year 2025
NORTHWEST - ORIENT from Kortrijk, company number BE0442611196, closed financial year 2025 with a result of € 50,219 after tax. For that financial year NORTHWEST - ORIENT recorded a gross margin of € 23,311 and equity of € 361,753. Compared with financial year 2024, the result moved from € 36,934 to € 50,219. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 361,753
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 50,219
▲ 36% vs 2024
Profit after tax over the fiscal year.
€ 43,052
▲ € 39,783 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 38,970 paid out
78 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
€ 186,172
▼ 9% vs 2024
€ 13,210 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 175
Supplier invoices still open on the last day of the fiscal year.
€ 2,339
▼ 68% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 37,274 | € 30,282 | € 22,806 | € 23,311 | ▲ 2% |
| Profit after taxes | € 37,778 | € 41,919 | € 36,934 | € 50,219 | ▲ 36% |
| Equity | € 340,727 | € 382,646 | € 350,505 | € 361,753 | ▲ 3% |
| Total debts | € 263,591 | € 223,346 | € 245,429 | € 226,154 | ▼ 8% |
| Cash | € 3,701 | € 2,305 | € 3,269 | € 43,052 | ▲ € 39,783 |
| Land & buildings | € 247,235 | € 232,869 | € 235,204 | € 219,115 | ▼ 7% |
| Retained profit | € 322,127 | € 364,046 | € 331,905 | € 343,153 | ▲ 3% |
| Dividend | € 32,672 | € 0 | € 69,076 | € 38,970 | ▼ 44% |
| Bank debt | € 238,235 | € 221,198 | € 203,845 | € 186,172 | ▼ 9% |
| Balance sheet total | € 604,319 | € 605,992 | € 595,934 | € 587,907 | ▼ 1% |
Key figures of NORTHWEST - ORIENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to NORTHWEST - ORIENT?
What happened at NORTHWEST - ORIENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 50,219 (▲ 36% vs 2024). filed late Source: NBB ↗
- Philip Verschatse became a director. NBB
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 37,778 profit in 2022 to € 50,219 profit in 2025.
Paid € 22,714 in corporate taxes since 2022.
Best year ever: 2025, with € 50,219 profit.
Paid out € 140,718 in dividends to the owners in total.
Management
Behind NORTHWEST - ORIENT are Philip Verschatse and Sabine Clarysse. It owns 99.9% of Clarcredit & co itself.
Directors
According to the 2025 annual accounts
since 2022
Establishments
Establishment units
Physical locations of this company
Doorniksesteenweg(Kor) 160
8500 Kortrijk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0442.611.196
- VAT number
- BE 0442.611.196
- Registered office
- Doorniksesteenweg(Kor) 160, 8500 Kortrijk
- Names & denominations
- NORTHWEST - ORIENT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 January 1991
- Peppol
- Active · Active since 4 Nov 2025
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van verzekeringsagenten en -makelaars