Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CARVER from Aywaille, company number BE0442594073, closed financial year 2025 with a result of € 120,740 after tax. For that financial year CARVER recorded a gross margin of € 208,380 and equity of € 673,804. Compared with financial year 2024, the result moved from € -39,897 to € 120,740. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 10, 2026.
€ 673,804
▼ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 120,740
▲ still € 39,897 loss in 2024
Profit after tax over the fiscal year.
€ 200,653
▲ € 180,408 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 202,250 paid out
More than the year’s profit went to the shareholders; reserves fell.
Debts at end 2025
€ 53,207
▼ 22% vs 2024
€ 16,032 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 588
▼ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 38,373
▲ € 31,400 vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 286,165 | € 98,662 | € 25,771 | € 208,380 | ▲ € 182,609 |
| Profit after taxes | € 90,176 | € -53,372 | € -39,897 | € 120,740 | ▲ € 160,637 |
| Equity | € 850,051 | € 796,238 | € 755,901 | € 673,804 | ▼ 11% |
| Total debts | € 228,244 | € 195,711 | € 186,637 | € 409,591 | ▲ 119% |
| Cash | € 72,096 | € 19,634 | € 20,246 | € 200,653 | ▲ € 180,408 |
| Land & buildings | € 364,410 | € 333,298 | € 302,927 | € 283,351 | ▼ 6% |
| Retained profit | € 426,583 | € 373,211 | € 333,314 | € 251,804 | ▼ 24% |
| Dividend | € 62,000 | € 0 | € 0 | € 202,250 | |
| Bank debt | € 98,654 | € 83,444 | € 68,570 | € 53,207 | ▼ 22% |
| Balance sheet total | € 1,078,295 | € 991,949 | € 942,538 | € 1,083,395 | ▲ 15% |
Key figures of CARVER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CARVER?
What happened at CARVER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Cédric CARPENTIER stepped down as director. NBB
- Jean CARPENTIER stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 120,740. Source: NBB ↗
- Cédric CARPENTIER became a director. NBB
- Jean CARPENTIER became a director. NBB
- New establishment in Sprimont. KBO
- Start of the company according to the CBE. KBO
In short
From € 90,176 profit in 2022 to € 120,740 profit in 2025.
Paid € 69,575 in corporate taxes since 2022.
Best year ever: 2025, with € 120,740 profit.
Paid out € 264,250 in dividends to the owners in total.
Management
Directors
According to the 2025 annual accounts
Cédric CARPENTIER
Director
since 2021 · until 2027
Jean CARPENTIER
Director
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Dieupart 34
4920 Aywaille
Rue de Louveigné s/n
4140 Sprimont
Active since 11 January 1991
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0442.594.073
- VAT number
- BE 0442.594.073
- Registered office
- Dieupart 34, 4920 Aywaille
- Names & denominations
- CARVER
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 5 December 1990
- Peppol
- Active · Active since 2 Dec 2025
- Activities · NACE
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