Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LACO from Retie, company number BE0442483118, closed financial year 2025 with a result of € -37,936 after tax. For that financial year LACO recorded a gross margin of € 4,104 and equity of € -179,377. Compared with financial year 2024, the result moved from € -67,183 to € -37,936. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ -179,377
▼ € 37,936 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -37,936
▲ 44 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,829
▲ 12% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -283,207.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 18,376
▼ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 257,674
▲ 11% vs 2024
€ 4,182 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 55,053
▲ 70% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,519
▼ 33% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 29,479 | € 46,773 | € -35,748 | € 4,104 | ▲ € 39,853 |
| Profit after taxes | € 2,540 | € 15,441 | € -67,183 | € -37,936 | ▲ € 29,247 |
| Equity | € -89,700 | € -74,258 | € -141,441 | € -179,377 | ▼ € 37,936 |
| Total debts | € 476,104 | € 496,663 | € 435,905 | € 479,819 | ▲ 10% |
| Cash | € 10,382 | € 4,209 | € 3,426 | € 3,829 | ▲ 12% |
| Land & buildings | € 144,532 | € 142,745 | € 140,958 | € 139,640 | ▼ 1% |
| Retained profit | € -193,530 | € -178,089 | € -245,272 | € -283,207 | ▼ € 37,936 |
| Bank debt | € 245,578 | € 261,105 | € 232,587 | € 257,674 | ▲ 11% |
| Balance sheet total | € 386,404 | € 422,404 | € 294,463 | € 300,442 | ▲ 2% |
Key figures of LACO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LACO?
What happened at LACO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 37,936. Source: NBB ↗
- New establishment in Retie. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,540 profit in 2022 to € 37,936 loss in 2025.
Paid € 536 in corporate taxes since 2022.
Best year ever: 2023, with € 15,441 profit.
Management
Behind LACO is Marc Laeremans.
Directors
According to the 2025 annual accounts
Marc Laeremans
Director
Establishments
Establishment units
Physical locations of this company
Groenedijk 5
2470 Retie
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0442.483.118
- VAT number
- BE 0442.483.118
- Registered office
- Groenedijk 5, 2470 Retie
- Names & denominations
- LACO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 January 1991
- Peppol
- Active · Active since 24 Nov 2025
- Contact
- garagelaco.be
- Activities · NACE
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)