Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SemFin from Sint-Genesius-Rode, company number BE0442381366, closed financial year 2025 with a result of € -12,431 after tax. For that financial year SemFin recorded a gross margin of € -10,547 and equity of € -1,734. Compared with financial year 2024, the result moved from € 10,951 to € -12,431. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ -1,734
▼ € 12,431 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -12,431
▼ still € 10,951 profit in 2024
Profit after tax over the fiscal year.
€ 14
▼ € 6,432 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -21,821.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 897
▲ 90% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,004 | € -5,384 | € 14,520 | € -10,547 | ▼ € 25,067 |
| Profit after taxes | € -12,081 | € -11,745 | € 10,951 | € -12,431 | ▼ € 23,382 |
| Equity | € 11,491 | € -254 | € 10,697 | € -1,734 | ▼ € 12,431 |
| Total debts | € 10,720 | € 13,864 | € 3,943 | € 5,310 | ▲ 35% |
| Cash | € 7,534 | € 285 | € 6,446 | € 14 | ▼ € 6,432 |
| Land & buildings | € 8,224 | € 7,664 | € 2,584 | € 2,584 | |
| Retained profit | € -8,596 | € -20,341 | € -9,390 | € -21,821 | ▼ € 12,431 |
| Balance sheet total | € 22,211 | € 13,611 | € 14,640 | € 3,576 | ▼ 76% |
Key figures of SemFin, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SemFin?
What happened at SemFin in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 12,431 (▼ € 23,382 vs 2024). Source: NBB ↗
- Jean-Philippe Bonte became a director. NBB
- Sofie Van der Cruysse became a director. NBB
- New establishment in Leuven. KBO
- Start of the company according to the CBE. KBO
In short
From € 12,081 loss in 2022 to € 12,431 loss in 2025.
Paid € 2,282 in corporate taxes since 2022.
Best year ever: 2024, with € 10,951 profit.
Management
Behind SemFin are Jean-Philippe Bonte and Sofie Van der Cruysse.
Directors
According to the 2025 annual accounts
Jean-Philippe Bonte
Director
since 2026
Sofie Van der Cruysse
Director
since 2016
Establishments
Establishment units
Physical locations of this company
Linkebeeksedreef 68
1640 Sint-Genesius-Rode
Waversebaan 233
3001 Leuven
Active since 12 December 2001
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0442.381.366
- VAT number
- BE 0442.381.366
- Registered office
- Linkebeeksedreef 68, 1640 Sint-Genesius-Rode
- Names & denominations
- SemFin
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 October 1990
- Peppol
- Active · Active since 20 Feb 2026
- Activities · NACE
Organisatie van congressen en beurzen
Organisatie van salons, tentoonstellingen en beurzen
Diverse ondersteunende activiteiten ten behoeve van voorzieningen
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Beheer van overig onroerend goed