Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
INSURSAFE from Dilbeek, company number BE0442363451, closed financial year 2025 with a result of € 10,193 after tax. For that financial year INSURSAFE recorded a gross margin of € 39,100 and equity of € 159,932. Compared with financial year 2024, the result moved from € 4,217 to € 10,193. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 159,932
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10,193
▲ 142% vs 2024
Profit after tax over the fiscal year.
€ 1,478
▼ 56% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 16,370 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 4,444
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,993
▲ 211% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 42,225 | € 36,552 | € 35,286 | € 39,100 | ▲ 11% |
| Profit after taxes | € 5,532 | € 2,138 | € 4,217 | € 10,193 | ▲ 142% |
| Equity | € 159,754 | € 161,892 | € 166,109 | € 159,932 | ▼ 4% |
| Total debts | € 154,797 | € 138,376 | € 125,916 | € 131,028 | ▲ 4% |
| Cash | € 18,730 | € 3,778 | € 3,325 | € 1,478 | ▼ 56% |
| Land & buildings | € 267,972 | € 251,055 | € 234,137 | € 219,534 | ▼ 6% |
| Retained profit | € 141,162 | € 143,300 | € 147,517 | € 141,340 | ▼ 4% |
| Dividend | € 30,000 | € 0 | € 0 | € 16,370 | |
| Bank debt | € 10,482 | € 7,160 | € 0 | € 0 | |
| Balance sheet total | € 314,551 | € 300,268 | € 292,026 | € 290,960 |
Key figures of INSURSAFE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INSURSAFE?
What happened at INSURSAFE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 10,193 (▲ 142% vs 2024). Source: NBB ↗
- New establishment in Dilbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,532 profit in 2022 to € 10,193 profit in 2025.
Paid € 14,451 in corporate taxes since 2022.
Best year ever: 2025, with € 10,193 profit.
Paid out € 46,370 in dividends to the owners in total.
Management
Behind INSURSAFE are Ilse Van Snick and Dirk Raes. Dirk Raes is also behind KIRSTEN & RAES.
Directors
According to the 2025 annual accounts
Ilse Van Snick
Director
Establishments
Establishment units
Physical locations of this company
Robert Dansaertlaan 184 box A
1702 Dilbeek
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0442.363.451
- VAT number
- BE 0442.363.451
- Registered office
- Robert Dansaertlaan 184 bus A, 1702 Dilbeek
- Names & denominations
- INSURSAFE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 October 1990
- Peppol
- Active · Active since 5 Oct 2025