Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
Financials
Financial year 2025
PEETERS KAREL from Dendermonde, company number BE0442248833, closed financial year 2025 with a result of € 229,990 after tax. For that financial year PEETERS KAREL recorded a gross margin of € 621,001 and equity of € -425,218. Compared with financial year 2024, the result moved from € 285,660 to € 229,990. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ -425,218
▲ € 229,990 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 229,990
▼ 19% vs 2024
Profit after tax over the fiscal year.
€ 175,081
▼ 24% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -528,518.
People and assets in 2025
7.5
Average over the fiscal year, from the social balance sheet.
€ 353,619
▼ 8% vs 2024
€ 47,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 1.4 million
▼ 18% vs 2024
€ 114,127 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 98,795
▼ 26% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 47,198
▲ 56% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 409,748 | € 289,387 | € 758,906 | € 621,001 | ▼ 18% |
| Profit after taxes | € -46,545 | € -560,878 | € 285,660 | € 229,990 | ▼ 19% |
| Equity | € -379,990 | € -940,868 | € -655,208 | € -425,218 | ▲ € 229,990 |
| Total debts | € 2,873,911 | € 2,790,262 | € 2,588,315 | € 1,585,716 | ▼ 39% |
| Cash | € 136,251 | € 9,568 | € 229,275 | € 175,081 | ▼ 24% |
| Land & buildings | € 1,155,342 | € 1,112,628 | € 1,068,935 | € 428,000 | ▼ 60% |
| Retained profit | € -483,290 | € -1,044,168 | € -758,508 | € -528,518 | ▲ € 229,990 |
| Bank debt | € 1,958,256 | € 1,856,708 | € 1,718,684 | € 1,415,697 | ▼ 18% |
| Balance sheet total | € 2,493,921 | € 1,849,393 | € 1,933,107 | € 1,160,498 | ▼ 40% |
| Employees (FTE) | - | - | - | 7.5 |
Key figures of PEETERS KAREL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PEETERS KAREL?
What happened at PEETERS KAREL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Kelly Peeters stepped down as director. NBB
- Christiana Lauwers stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 229,990 (▼ 19% vs 2024). Source: NBB ↗
- Kelly Peeters became a director. NBB
- Christiana Lauwers became a director. NBB
- New establishment in Dendermonde. KBO
- Start of the company according to the CBE. KBO
In short
From € 46,545 loss in 2022 to € 229,990 profit in 2025.
Paid € 879 in corporate taxes since 2022.
Best year ever: 2024, with € 285,660 profit.
On average € 82,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Kelly Peeters
Managing director
since 2025 · until 2031
Christiana Lauwers
Director
since 2025 · until 2031
Establishments
Establishment units
Physical locations of this company
Sint-Ursmarusstraat (BAA) 54
9200 Dendermonde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
TRUESERVER-AS TrueServer BV AS number, NL
Website info
Features
Security
Details
- Company number
- 0442.248.833
- VAT number
- BE 0442.248.833
- Registered office
- Sint-Ursmarusstraat (BAA) 54, 9200 Dendermonde
- Names & denominations
- PEETERS KAREL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 14 December 1990
- Peppol
- Active · Active since 24 Nov 2025
- Contact
- chantellychocolateshop.be 052342134
- Activities · NACE
Vervaardiging van cacao, chocolade en suikerwerk
Diverse ondersteunende activiteiten ten behoeve van voorzieningen
Bemiddelingsactiviteiten in verband met de niet-gespecialiseerde detailhandel
Ontwikkeling van residentiële bouwprojecten
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Groothandel in suiker, chocolade en suikerwerk
Projectontwikkeling voor woningbouw
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