Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
50 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Immobilier et finance from Brussel, company number BE0442213201, closed financial year 2025 with a result of € 119,591 after tax. For that financial year Immobilier et finance recorded a gross margin of € 346,989 and equity of € 2 million. Compared with financial year 2024, the result moved from € 173,151 to € 119,591. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 2 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 119,591
▼ 31% vs 2024
Profit after tax over the fiscal year.
€ 20,872
▼ 74% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 80,000 paid out
67 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 54,292
▼ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 30,932
▲ € 27,914 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.2 million
▼ 9% vs 2024
€ 183,956 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 17,366
▲ 46% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 28,173
▼ 9% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 232,632 | € 272,563 | € 329,453 | € 346,989 | ▲ 5% |
| Profit after taxes | € 51,455 | € 85,916 | € 173,151 | € 119,591 | ▼ 31% |
| Equity | € 1,744,398 | € 1,805,313 | € 1,955,465 | € 1,995,056 | ▲ 2% |
| Total debts | € 2,946,206 | € 2,789,785 | € 2,558,431 | € 2,378,307 | ▼ 7% |
| Cash | € 155,512 | € 200,490 | € 81,051 | € 20,872 | ▼ 74% |
| Land & buildings | € 3,353,728 | € 3,264,334 | € 3,179,041 | € 3,093,761 | ▼ 3% |
| Retained profit | € 769,488 | € 830,403 | € 980,555 | € 1,020,146 | ▲ 4% |
| Dividend | € 0 | € 25,000 | € 21,850 | € 80,000 | ▲ 266% |
| Bank debt | € 2,832,314 | € 2,710,235 | € 2,471,279 | € 2,247,191 | ▼ 9% |
| Balance sheet total | € 4,697,706 | € 4,601,701 | € 4,519,999 | € 4,403,967 | ▼ 3% |
Key figures of Immobilier et finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Immobilier et finance?
What happened at Immobilier et finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 119,591 (▼ 31% vs 2024). filed late Source: NBB ↗
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 51,455 profit in 2022 to € 119,591 profit in 2025.
Paid € 152,807 in corporate taxes since 2022.
Best year ever: 2024, with € 173,151 profit.
Paid out € 126,850 in dividends to the owners in total.
A new publication or filing at Immobilier et finance? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Immobilier et finance is CHRISTIAN BASTIN. CHRISTIAN BASTIN is also behind D.L.B., Business Analysis Services and Finance and GRINT.
Directors
According to the 2025 annual accounts
CHRISTIAN BASTIN
Managing director
Also active at: D.L.B., Business Analysis Services and Finance, GRINT
Establishments
Establishment units
Physical locations of this company
Olmkruidlaan 7
1020 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 50 companies are registered at this address.
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€ 567,644 gross margin · 2025
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+45 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0442.213.201
- VAT number
- BE 0442.213.201
- Registered office
- Olmkruidlaan 7, 1020 Brussel
- Names & denominations
- Immobilier et finance
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 October 1990
- Peppol
- Not registered
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Ontwikkeling van residentiële bouwprojecten
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Activiteiten van (gecertificeerde) (fiscaal) accountants
Overige adviesbureaus op het gebied van bedrijfsvoering en beheer
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering