Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JCL BUSINESS from Binche, company number BE0442072253, closed financial year 2025 with a result of € 33,378 after tax. For that financial year JCL BUSINESS recorded a gross margin of € 43,816 and equity of € -449,345. Compared with financial year 2024, the result moved from € 66,750 to € 33,378. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -449,345
▲ € 33,378 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 33,378
▼ 50% vs 2024
Profit after tax over the fiscal year.
€ 731
▼ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -614,345.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 3,801
▲ 35% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,909
▼ 49% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 8,869 | € 42,348 | € 71,021 | € 43,816 | ▼ 38% |
| Profit after taxes | € 5,933 | € 40,170 | € 66,750 | € 33,378 | ▼ 50% |
| Equity | € -589,644 | € -549,474 | € -482,724 | € -449,345 | ▲ € 33,378 |
| Total debts | € 592,541 | € 555,399 | € 501,487 | € 451,353 | ▼ 10% |
| Cash | € 850 | € 622 | € 1,257 | € 731 | ▼ 42% |
| Retained profit | € -754,644 | € -714,474 | € -647,724 | € -614,345 | ▲ € 33,378 |
| Balance sheet total | € 2,896 | € 5,925 | € 18,764 | € 2,008 | ▼ 89% |
Key figures of JCL BUSINESS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JCL BUSINESS?
What happened at JCL BUSINESS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- JOEL CAILLAUX stepped down as director. NBB
- Jocelyne LALLART stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 33,378 (▼ 50% vs 2024). filed late Source: NBB ↗
- JOEL CAILLAUX became a director. NBB
- Jocelyne LALLART became a director. NBB
- New establishment in Binche. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,933 profit in 2022 to € 33,378 profit in 2025.
Paid € 1,183 in corporate taxes since 2022.
Best year ever: 2024, with € 66,750 profit.
Management
Directors
According to the 2025 annual accounts
JOEL CAILLAUX
Managing director
since 2025 · until 2031
Jocelyne LALLART
Director
since 2025 · until 2031
Establishments
Establishment units
Physical locations of this company
Rue de la Basse Egypte(BUV) 25
7133 Binche
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0442.072.253
- VAT number
- BE 0442.072.253
- Registered office
- Rue de la Basse Egypte(BUV) 25, 7133 Binche
- Names & denominations
- JCL BUSINESS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 14 December 1990
- Peppol
- Active · Active since 11 Dec 2025
- Activities · NACE
Groothandel in kleding, met uitzondering van werk- en onderkleding
Groothandel in kleding, kledingtoebehoren en bontartikelen
Activiteiten van incasso- en kredietbureaus