Financials
Financial year 2026
CDC - CDMAT from Quaregnon, company number BE0442057605, closed financial year 2026 with a result of € 91,030 after tax. For that financial year CDC - CDMAT recorded a gross margin of € 1.1 million and equity of € 418,155. Compared with financial year 2025, the result moved from € 91,077 to € 91,030. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 9, 2026.
€ 418,155
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 91,030
Profit after tax over the fiscal year.
€ 195,430
▲ 3% vs 2025
Cash and bank balances on the last day of the fiscal year.
€ 90,000 paid out
99 % of the profit went to the shareholders, mostly to NAMHOLD (100 % of the shares). That is where the money ends up.
People and assets in 2026
17.8
▲ 0.1 vs 2025
Average over the fiscal year, from the social balance sheet.
€ 880,716
▼ 1% vs 2025
€ 49,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 183,990
▲ € 156,228 vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 339,704
▲ 61% vs 2025
€ 85,016 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 88,188
▲ 43% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 55,200
▼ 31% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 1,086,863 | € 1,057,224 | € 1,069,680 | € 1,054,649 | ▼ 1% |
| Profit after taxes | € 114,364 | € 100,348 | € 91,077 | € 91,030 | |
| Equity | € 425,701 | € 426,049 | € 417,125 | € 418,155 | |
| Total debts | € 437,314 | € 461,291 | € 509,187 | € 716,246 | ▲ 41% |
| Cash | € 118,021 | € 115,550 | € 189,329 | € 195,430 | ▲ 3% |
| Land & buildings | € 221,483 | € 210,375 | € 189,630 | € 168,885 | ▼ 11% |
| Retained profit | € 255,701 | € 256,049 | € 247,125 | € 248,155 | |
| Dividend | € 100,000 | € 100,000 | € 100,000 | € 90,000 | ▼ 10% |
| Bank debt | € 256,160 | € 245,960 | € 210,500 | € 339,704 | ▲ 61% |
| Balance sheet total | € 863,014 | € 887,340 | € 926,312 | € 1,134,401 | ▲ 22% |
| Employees (FTE) | 19.9 | 19.3 | 17.7 | 17.8 | ▲ 0.1 |
Key figures of CDC - CDMAT, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to CDC - CDMAT?
What happened at CDC - CDMAT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 91,030. Source: NBB ↗
- PATRICK NAMUR became a director. NBB
- XAVIER NAMUR became a director. NBB
- New establishment in Quaregnon. KBO
- Start of the company according to the CBE. KBO
In short
From € 114,364 profit in 2023 to € 91,030 profit in 2026.
Paid € 148,630 in corporate taxes since 2023.
Best year ever: 2023, with € 114,364 profit.
On average € 59,200 of value added per employee in 2026.
Management
The stake of NAMHOLD comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CDC - CDMATBehind CDC - CDMAT are PATRICK NAMUR and XAVIER NAMUR. The shares are held by NAMHOLD (100%).
Directors
According to the 2026 annual accounts
PATRICK NAMUR
Managing director
since 2022
XAVIER NAMUR
Managing director
since 2022
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue du Bout de la Haut 460
7390 Quaregnon
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0442.057.605
- VAT number
- BE 0442.057.605
- Registered office
- Rue du Bout de la Haut 460, 7390 Quaregnon
- Names & denominations
- CDC - CDMAT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 25 October 1990
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Dakwerkzaamheden
Dakbedekking en bouw van dakconstructies
Installatie van isolatie
Isolatiewerkzaamheden