Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2024; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2022.
Financials
Financial year 2024
A.E.P. Psy & Coaching from Waterloo, company number BE0442020288, closed financial year 2024 with a result of € -13,824 after tax. For that financial year A.E.P. Psy & Coaching recorded a gross margin of € 4,819 and equity of € -30,620. Compared with financial year 2023, the result moved from € -25,911 to € -13,824. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 24, 2025.
€ -30,620
▼ € 13,824 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -13,824
▲ 47 % less loss than in 2023
Profit after tax over the fiscal year.
€ 100
▲ € 95 vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -49,212.
People and assets in 2024
€ 31,573
▼ 26% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 249,818
▼ 1% vs 2023
Loans from banks and other lenders, long and short.
€ 1,983
▼ 22% vs 2023
Supplier invoices still open on the last day of the fiscal year.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Revenue | € 13,720 | € 6,840 | - | - | |
| Gross margin | € 10,495 | € -2,968 | € -3,488 | € 4,819 | ▲ € 8,307 |
| Profit after taxes | € 2,326 | € -13,594 | € -25,911 | € -13,824 | ▲ € 12,088 |
| Equity | € 22,709 | € 9,115 | € -16,797 | € -30,620 | ▼ € 13,824 |
| Total debts | € 184,980 | € 196,512 | € 255,028 | € 251,801 | ▼ 1% |
| Cash | € 431 | € 149 | € 4 | € 100 | ▲ € 95 |
| Land & buildings | € 201,777 | € 192,914 | € 184,051 | € 175,188 | ▼ 5% |
| Retained profit | € 4,118 | € -9,477 | € -35,388 | € -49,212 | ▼ € 13,824 |
| Bank debt | € 183,881 | € 194,556 | € 252,483 | € 249,818 | ▼ 1% |
| Balance sheet total | € 221,203 | € 214,753 | € 242,972 | € 221,180 | ▼ 9% |
Key figures of A.E.P. Psy & Coaching, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to A.E.P. Psy & Coaching?
What happened at A.E.P. Psy & Coaching in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 13,824. filed late Source: NBB ↗
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,326 profit in 2021 to € 13,824 loss in 2024.
Paid € 4,075 in corporate taxes since 2021.
Best year ever: 2021, with € 2,326 profit.
Establishments
Establishment units
Physical locations of this company
Avenue des Lilas 70A
1410 Waterloo
Avenue des Lilas 70 A
1410 Waterloo
Active since 19 December 1990
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
OVH Mail
Hosting
OVH, FR
DNS
OVH DNS
Domain
Domain
psy.info
Registered
2001-09-12
Registrar
OVH SAS
Expires
2028-09-12
Website info
Features
Security
Details
- Company number
- 0442.020.288
- VAT number
- BE 0442.020.288
- Registered office
- Avenue des Lilas 70A, 1410 Waterloo
- Names & denominations
- A.E.P. Psy & Coaching · A.E.P. Advertising, A.E.P. Copywriting, A.E.P. Médiathèque, A.E.P. Psy & Coaching
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 10 December 1990
- Peppol
- Active · Active since 27 Dec 2025
- Contact
- psy.info [email protected] 0495546332
- Activities · NACE
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