Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2021 and 2025.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FIDUCIAIRE GENERALE from Namur, company number BE0441946945, closed financial year 2025 with a result of € -12,442 after tax. For that financial year FIDUCIAIRE GENERALE recorded a gross margin of € 4,571 and equity of € -489,825. Compared with financial year 2021, the result moved from € -944 to € -12,442. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -489,825
▼ € 120,555 vs 2021
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -12,442
▼ 1218 % more loss than in 2021
Profit after tax over the fiscal year.
€ 1,534
▼ 93% vs 2021
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -639,615.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 2,620
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 68,229
▲ € 67,881 vs 2021
Supplier invoices still open on the last day of the fiscal year.
€ 2,171
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2025 | Change 2021 → 2025 | |
|---|---|---|---|
| Gross margin | € -256 | € 4,571 | ▲ € 4,827 |
| Profit after taxes | € -944 | € -12,442 | ▼ € 11,497 |
| Equity | € -369,270 | € -489,825 | ▼ € 120,555 |
| Total debts | € 471,050 | € 677,743 | ▲ 44% |
| Cash | € 20,534 | € 1,534 | ▼ 93% |
| Retained profit | € -432,270 | € -639,615 | ▼ € 207,345 |
| Balance sheet total | € 101,780 | € 187,918 | ▲ 85% |
Key figures of FIDUCIAIRE GENERALE, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FIDUCIAIRE GENERALE?
What happened at FIDUCIAIRE GENERALE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 12,442. filed late Source: NBB ↗
- New establishment in Assesse. KBO
- Start of the company according to the CBE. KBO
In short
From € 944 loss in 2021 to € 12,442 loss in 2025.
Paid € 14,178 in corporate taxes since 2021.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FIDUCIAIRE GENERALE is BERNARD BOUVIER. BERNARD BOUVIER is also behind Urbaco.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Place Léopold 8 RDC2
5000 Namur
Rue Euragne(Sart-B.) 28
5330 Assesse
Active since 26 November 1990
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0441.946.945
- VAT number
- BE 0441.946.945
- Registered office
- Place Léopold 8 RDC2, 5000 Namur
- Names & denominations
- FIDUCIAIRE GENERALE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 31 October 1990
- Peppol
- Active · Active since 4 Jun 2025
- Activities · NACE
Overige fiscale dienstverlening
Boekhouders
Boekhouders en boekhouders-fiscalisten