Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MATERIAUX J. LENOBLE from Les Bons Villers, company number BE0441811046, closed financial year 2025 with a result of € 986 after tax. For that financial year MATERIAUX J. LENOBLE recorded a gross margin of € 2,006 and equity of € -52,424. Compared with financial year 2024, the result moved from € -2,953 to € 986. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 19, 2026.
€ -52,424
▲ € 1,155 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 986
▲ still € 2,953 loss in 2024
Profit after tax over the fiscal year.
€ 1,574
▼ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -114,411.
People and assets in 2025
€ 326
▲ € 270 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 71,511
€ 3,511 is repaid this year. At this pace the long-term loan is gone in ≈ 20 years.
€ 29,376
Supplier invoices still open on the last day of the fiscal year.
€ 5
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 4,346 | € 9,420 | € -1,868 | € 2,006 | ▲ € 3,874 |
| Profit after taxes | € 3,832 | € 8,704 | € -2,953 | € 986 | ▲ € 3,939 |
| Equity | € -59,330 | € -50,625 | € -53,579 | € -52,424 | ▲ € 1,155 |
| Total debts | € 151,031 | € 122,838 | € 114,429 | € 114,060 | |
| Cash | € 1,727 | € 1,427 | € 1,650 | € 1,574 | ▼ 5% |
| Retained profit | € -121,316 | € -112,612 | € -115,566 | € -114,411 | ▲ € 1,155 |
| Bank debt | € 71,512 | € 71,511 | € 71,511 | € 71,511 | |
| Balance sheet total | € 91,701 | € 72,213 | € 60,850 | € 61,636 | ▲ 1% |
Key figures of MATERIAUX J. LENOBLE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MATERIAUX J. LENOBLE?
What happened at MATERIAUX J. LENOBLE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 986. Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,832 profit in 2022 to € 986 profit in 2025.
Best year ever: 2023, with € 8,704 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind MATERIAUX J. LENOBLE are Yvan Harmel, Justine Harmel and Guillaume Harmel.
Directors
According to the 2025 annual accounts
Yvan Harmel
Managing director
Justine Harmel
Director
Guillaume Harmel
Director
Establishments
Establishment units
Physical locations of this company
Rue Saint-Hubert(V-P) 19
6210 Les Bons Villers
Chaussée de Fleurus 53
6041 Charleroi
Active since 14 November 1990
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0441.811.046
- VAT number
- BE 0441.811.046
- Registered office
- Rue Saint-Hubert(V-P) 19, 6210 Les Bons Villers
- Names & denominations
- MATERIAUX J. LENOBLE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 September 1990
- Peppol
- Active · Active since 16 Jan 2025
- Activities · NACE
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Detailhandel in ijzerwaren, verf, bouwmaterialen en glas (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte vanaf 400 m2.
Detailhandel in ijzerwaren, verf, bouwmaterialen (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte van minder dan 400 m2