Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
Financials
Financial year 2024
TER POEL from Bornem, company number BE0441682570, closed financial year 2024 with a result of € -18,091 after tax. For that financial year TER POEL recorded a gross margin of € -8,254 and equity of € 88,321. Compared with financial year 2023, the result moved from € -23,838 to € -18,091. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 28, 2025.
€ 88,321
▼ 17% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -18,091
▲ 24 % less loss than in 2023
Profit after tax over the fiscal year.
€ 3,584
▼ 79% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 26,321.
People and assets in 2024
€ 631
▼ 90% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 70,455
▼ 2% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 1,968
▲ 48% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 17,032 | € -28,938 | € -12,266 | € -8,254 | ▲ € 4,011 |
| Profit after taxes | € 610 | € -21,935 | € -23,838 | € -18,091 | ▲ € 5,747 |
| Equity | € 152,185 | € 130,250 | € 106,412 | € 88,321 | ▼ 17% |
| Total debts | € 99,052 | € 114,177 | € 87,044 | € 81,315 | ▼ 7% |
| Cash | € 8,502 | € 10,590 | € 17,468 | € 3,584 | ▼ 79% |
| Land & buildings | € 4,469 | - | - | - | |
| Retained profit | € 90,185 | € 68,250 | € 44,412 | € 26,321 | ▼ 41% |
| Bank debt | € 5,000 | € 5,000 | € 0 | € 0 | |
| Balance sheet total | € 251,238 | € 244,427 | € 193,456 | € 169,636 | ▼ 12% |
Key figures of TER POEL, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to TER POEL?
What happened at TER POEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Marlene Dekersgieter stepped down as director. NBB
- Philippe Renard stepped down as director. NBB
- New annual accounts for financial year 2024: loss of € 18,091. filed late Source: NBB ↗
- Marlene Dekersgieter became a director. NBB
- Philippe Renard became a director. NBB
- New establishment in Bornem. KBO
- Start of the company according to the CBE. KBO
In short
From € 610 profit in 2021 to € 18,091 loss in 2024.
Paid € 13,930 in corporate taxes since 2021.
Best year ever: 2021, with € 610 profit.
Management
Directors
According to the 2024 annual accounts
Marlene Dekersgieter
Director
since 2023 · until 2029
Philippe Renard
Managing director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Reek(BOR) 79
2880 Bornem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Domain
Domain
terpoelinterieur.com
Registered
2003-07-15
Registrar
Ascio Technologies, Inc. Danmark - Filial af Ascio technologies, Inc. USA
Expires
2026-07-15
Website info
Features
Security
Network
Details
- Company number
- 0441.682.570
- VAT number
- BE 0441.682.570
- Registered office
- Reek(BOR) 79, 2880 Bornem
- Names & denominations
- TER POEL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 September 1990
- Peppol
- Active · Active since 21 Dec 2025
- Contact
- terpoelinterieur.com
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Detailhandel in antiquiteiten
Detailhandel in cultuur- en recreatieartikelen, neg
Overige adviesbureaus op het gebied van bedrijfsvoering en beheer
Detailhandel in nieuwe kunstvoorwerpen in gespecialiseerde winkels