Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CALIFARD from Brasschaat, company number BE0441596161, closed financial year 2025 with a result of € -89,791 after tax. For that financial year CALIFARD recorded a gross margin of € 238,414 and equity of € 2 million. Compared with financial year 2024, the result moved from € -128,700 to € -89,791. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 2 million
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -89,791
▲ 30 % less loss than in 2024
Profit after tax over the fiscal year.
€ 12,531
▼ 84% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 901,081.
People and assets in 2025
€ 98,330
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 195
▼ € 100,421 vs 2024
Loans from banks and other lenders, long and short.
€ 9,280
▼ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 223,597 | € 214,518 | € 254,390 | € 238,414 | ▼ 6% |
| Profit after taxes | € -52,900 | € -95,493 | € -128,700 | € -89,791 | ▲ € 38,909 |
| Equity | € 2,303,097 | € 2,207,604 | € 2,078,904 | € 1,989,113 | ▼ 4% |
| Total debts | € 2,526,513 | € 2,442,460 | € 2,397,958 | € 2,366,828 | ▼ 1% |
| Cash | € 121,668 | € 13,413 | € 77,646 | € 12,531 | ▼ 84% |
| Land & buildings | € 4,632,773 | € 4,464,209 | € 4,259,099 | € 4,152,962 | ▼ 2% |
| Retained profit | € 1,215,065 | € 1,119,573 | € 990,873 | € 901,081 | ▼ 9% |
| Bank debt | € 708,895 | € 150,896 | € 100,615 | € 195 | ▼ € 100,421 |
| Balance sheet total | € 4,854,279 | € 4,672,416 | € 4,496,896 | € 4,373,658 | ▼ 3% |
Key figures of CALIFARD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CALIFARD?
What happened at CALIFARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 89,791. Source: NBB ↗
- Lutgard Janssens became a director. NBB
- Pascal Quirynen became a director. NBB
- Agnes Rubbens became a director. NBB
- New establishment in Brasschaat. KBO
- Start of the company according to the CBE. KBO
In short
From € 52,900 loss in 2022 to € 89,791 loss in 2025.
Paid € 2,639 in corporate taxes since 2022.
Management
Behind CALIFARD are Lutgard Janssens, Pascal Quirynen and Agnes Rubbens.
Directors
According to the 2025 annual accounts
Lutgard Janssens
Director
since 2023
Pascal Quirynen
Managing director
since 2023
Agnes Rubbens
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Truyensstraat 43 box A
2930 Brasschaat
Veldstraat 317
2930 Brasschaat
Active since 21 August 1990
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0441.596.161
- VAT number
- BE 0441.596.161
- Registered office
- Truyensstraat 43 bus A, 2930 Brasschaat
- Names & denominations
- CALIFARD
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 August 1990
- Peppol
- Active · Active since 11 Dec 2025