Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ETS JEAN LOBET from Marche-en-Famenne, company number BE0441574385, closed financial year 2025 with a result of € -40,932 after tax. For that financial year ETS JEAN LOBET recorded a gross margin of € 64,982 and equity of € 167,048. Compared with financial year 2024, the result moved from € -42,090 to € -40,932. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 167,048
▼ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -40,932
▲ 3 % less loss than in 2024
Profit after tax over the fiscal year.
€ 779
▲ 52% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 60,286.
People and assets in 2025
€ 46,662
▼ 30% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 157,876
▼ 17% vs 2024
€ 31,541 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 33,247
▼ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 25,773
▼ 38% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 92,482 | € 124,190 | € 87,841 | € 64,982 | ▼ 26% |
| Profit after taxes | € -110,880 | € -52,462 | € -42,090 | € -40,932 | ▲ € 1,157 |
| Equity | € 307,401 | € 252,143 | € 208,657 | € 167,048 | ▼ 20% |
| Total debts | € 424,442 | € 352,732 | € 289,698 | € 305,239 | ▲ 5% |
| Cash | € 15,334 | € 6,133 | € 513 | € 779 | ▲ 52% |
| Land & buildings | € 376,016 | € 333,076 | € 291,408 | € 250,643 | ▼ 14% |
| Retained profit | € 195,051 | € 142,589 | € 100,499 | € 60,286 | ▼ 40% |
| Bank debt | € 269,449 | € 224,174 | € 190,539 | € 157,876 | ▼ 17% |
| Balance sheet total | € 738,205 | € 609,797 | € 502,558 | € 475,770 | ▼ 5% |
| Employees (FTE) | 2.6 | 1.3 | - | - |
Key figures of ETS JEAN LOBET, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ETS JEAN LOBET?
What happened at ETS JEAN LOBET in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 40,932. filed late Source: NBB ↗
- New establishment in Marche-en-Famenne. KBO
- Start of the company according to the CBE. KBO
In short
From € 110,880 loss in 2022 to € 40,932 loss in 2025.
On average € 95,500 of value added per employee in 2023.
A new publication or filing at ETS JEAN LOBET? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Marche, Avenue du Monument 20 box A
6900 Marche-en-Famenne
Marche, Avenue du Monument 20 A
6900 Marche-en-Famenne
Active since 18 October 1990
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0441.574.385
- VAT number
- BE 0441.574.385
- Registered office
- Marche, Avenue du Monument 20 bus A, 6900 Marche-en-Famenne
- Names & denominations
- ETS JEAN LOBET
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 August 1990
- Peppol
- Active · Active since 31 Dec 2025
- Activities · NACE
Detailhandel in ijzerwaren en gereedschappen
Detailhandel in ijzerwaren, verf, bouwmaterialen (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte van minder dan 400 m2