Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AREA HORTICULTUREAE from Namur, company number BE0441533805, closed financial year 2025 with a result of € -1,789 after tax. For that financial year AREA HORTICULTUREAE recorded a gross margin of € 934 and equity of € -18,717. Compared with financial year 2024, the result moved from € -12,660 to € -1,789. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -18,717
▼ € 1,789 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,789
▲ 86 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,549
▲ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -39,168.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,187
▼ 42% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,197
▼ 27% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,733
▲ 6% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,804 | € -1,901 | € 2,353 | € 934 | ▼ 60% |
| Profit after taxes | € -964 | € -4,481 | € -12,660 | € -1,789 | ▲ € 10,871 |
| Equity | € 214 | € -4,267 | € -16,927 | € -18,717 | ▼ € 1,789 |
| Total debts | € 23,978 | € 21,023 | € 30,351 | € 36,327 | ▲ 20% |
| Cash | € 1,358 | € 1,532 | € 2,453 | € 3,549 | ▲ 45% |
| Retained profit | € -20,237 | € -24,718 | € -37,378 | € -39,168 | ▼ € 1,789 |
| Balance sheet total | € 24,193 | € 16,756 | € 13,424 | € 17,611 | ▲ 31% |
Key figures of AREA HORTICULTUREAE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AREA HORTICULTUREAE?
What happened at AREA HORTICULTUREAE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,789. filed late Source: NBB ↗
- Philippe JACQUES became a director. NBB
- New establishment in Gembloux. KBO
- Start of the company according to the CBE. KBO
In short
From € 964 loss in 2022 to € 1,789 loss in 2025.
Paid € 12,469 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind AREA HORTICULTUREAE is Philippe JACQUES.
Directors
According to the 2025 annual accounts
Philippe JACQUES
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Rue Haute Fitombre(LO) 4
5101 Namur
Rue Chapelle-Moureau 6
5030 Gembloux
Active since 8 October 1990
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0441.533.805
- VAT number
- BE 0441.533.805
- Registered office
- Rue Haute Fitombre(LO) 4, 5101 Namur
- Names & denominations
- AREA HORTICULTUREAE · AREA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 September 1990
- Peppol
- Active · Active since 29 Oct 2025
- Activities · NACE
Installatie van isolatie
Isolatiewerkzaamheden
Landschapsverzorging
Groothandel in bouwmaterialen, algemeen assortiment
Schrijnwerk
Overige gespecialiseerde bouwactiviteiten, neg
Overige gespecialiseerde werkzaamheden in de bouw
Schrijnwerk van hout of van kunststof
+2