Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ONDERNEMING PANIS from Bilzen-Hoeselt, company number BE0441441555, closed financial year 2025 with a result of € 29,150 after tax. For that financial year ONDERNEMING PANIS recorded a gross margin of € 50,530 and equity of € -29,444. Compared with financial year 2024, the result moved from € -10,613 to € 29,150. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ -29,444
▲ € 29,150 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 29,150
▲ still € 10,613 loss in 2024
Profit after tax over the fiscal year.
€ 5,087
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -48,044.
People and assets in 2025
€ 20,469
▼ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,462
▲ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 29,980
▲ € 28,993 vs 2024
Loans from banks and other lenders, long and short.
€ 12,925
▼ 51% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,652
▼ 87% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 7,807 | € -2,462 | € 16,069 | € 50,530 | ▲ 214% |
| Profit after taxes | € -10,729 | € -22,575 | € -10,613 | € 29,150 | ▲ € 39,763 |
| Equity | € -25,407 | € -47,981 | € -58,594 | € -29,444 | ▲ € 29,150 |
| Total debts | € 40,072 | € 60,330 | € 69,115 | € 56,465 | ▼ 18% |
| Cash | € 273 | € 1,275 | - | € 5,087 | |
| Land & buildings | € 449 | € 337 | € 225 | € 112 | ▼ 50% |
| Retained profit | € -44,007 | € -66,581 | € -77,194 | € -48,044 | ▲ € 29,150 |
| Bank debt | € 445 | € 0 | € 987 | € 29,980 | ▲ € 28,993 |
| Balance sheet total | € 14,666 | € 12,349 | € 10,521 | € 27,021 | ▲ 157% |
Key figures of ONDERNEMING PANIS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ONDERNEMING PANIS?
What happened at ONDERNEMING PANIS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 29,150. Source: NBB ↗
- New establishment in Bilzen-Hoeselt. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,729 loss in 2022 to € 29,150 profit in 2025.
Paid € 243 in corporate taxes since 2022.
Best year ever: 2025, with € 29,150 profit.
Management
Behind ONDERNEMING PANIS are Luc Haesevoets and Sandra Mewissen.
Directors
According to the 2025 annual accounts
Luc Haesevoets
Director
Sandra Mewissen
Director
Establishments
Establishment units
Physical locations of this company
Hoelbeekstraat 83
3746 Bilzen-Hoeselt
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0441.441.555
- VAT number
- BE 0441.441.555
- Registered office
- Hoelbeekstraat 83, 3746 Bilzen-Hoeselt
- Names & denominations
- ONDERNEMING PANIS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 September 1990
- Peppol
- Active · Active since 1 Apr 2026
- Activities · NACE
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