Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CAMVA from Knokke-Heist, company number BE0441091860, closed financial year 2025 with a result of € -87,315 after tax. For that financial year CAMVA recorded a gross margin of € 146,749 and equity of € 1.7 million. Compared with financial year 2024, the result moved from € 116,884 to € -87,315. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 25, 2026.
€ 1.7 million
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -87,315
▼ still € 116,884 profit in 2024
Profit after tax over the fiscal year.
€ 247,334
▼ 38% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.6 million.
People and assets in 2025
€ 2,157
▼ 33% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.3 million
▼ 7% vs 2024
€ 99,608 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 2,098
▼ 94% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,536,225 | € 630,678 | € 746,010 | € 146,749 | ▼ 80% |
| Profit after taxes | € 770,236 | € 76,883 | € 116,884 | € -87,315 | ▼ € 204,199 |
| Equity | € 1,556,510 | € 1,633,393 | € 1,750,278 | € 1,662,962 | ▼ 5% |
| Total debts | € 2,822,463 | € 2,691,025 | € 2,569,394 | € 2,290,431 | ▼ 11% |
| Cash | € 231,895 | € 295,907 | € 401,852 | € 247,334 | ▼ 38% |
| Land & buildings | € 4,292,377 | € 4,169,740 | € 4,059,505 | € 3,893,785 | ▼ 4% |
| Retained profit | € 1,494,510 | € 1,571,393 | € 1,688,278 | € 1,600,962 | ▼ 5% |
| Bank debt | € 1,604,730 | € 1,510,540 | € 1,414,577 | € 1,316,809 | ▼ 7% |
| Balance sheet total | € 4,606,936 | € 4,550,175 | € 4,543,222 | € 4,174,738 | ▼ 8% |
| Employees (FTE) | 11.3 | 11 | 9.8 | - |
Key figures of CAMVA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to CAMVA?
What happened at CAMVA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 87,315 (▼ € 204,199 vs 2024). filed late Source: NBB ↗
- CATHY VAN ACKER became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 770,236 profit in 2022 to € 87,315 loss in 2025.
Paid € 150,855 in corporate taxes since 2022.
Best year ever: 2022, with € 770,236 profit.
On average € 76,100 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
CATHY VAN ACKER
Administrator-manager
since 2020
Establishments
Establishment units
Physical locations of this company
Emile Verhaerenlaan 24
8300 Knokke-Heist
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0441.091.860
- VAT number
- BE 0441.091.860
- Registered office
- Emile Verhaerenlaan 24, 8300 Knokke-Heist
- Names & denominations
- CAMVA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 June 1990
- Peppol
- Active · Active since 11 Feb 2026
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