Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
TREF - ZEKER from Mortsel, company number BE0440875886, closed financial year 2025 with a result of € -7,684 after tax. For that financial year TREF - ZEKER recorded a gross margin of € -5,029 and equity of € 43,146. Compared with financial year 2024, the result moved from € -7,497 to € -7,684. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 11, 2026.
€ 43,146
▼ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,684
▼ 2 % more loss than in 2024
Profit after tax over the fiscal year.
€ 32,990
▼ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 24,306.
Debts at end 2025
€ 4,949
▼ 66% vs 2024
Loans from banks and other lenders, long and short.
€ 2,196
▲ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 600
▼ 91% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 19,545 | € 29,571 | € -4,094 | € -5,029 | ▼ € 935 |
| Profit after taxes | € 17,043 | € 20,534 | € -7,497 | € -7,684 | ▼ € 187 |
| Equity | € 44,453 | € 58,327 | € 50,830 | € 43,146 | ▼ 15% |
| Total debts | € 24,259 | € 46,084 | € 25,082 | € 7,745 | ▼ 69% |
| Cash | € 54,794 | € 57,417 | € 60,608 | € 32,990 | ▼ 46% |
| Retained profit | € 25,613 | € 39,487 | € 31,990 | € 24,306 | ▼ 24% |
| Dividend | € 0 | € 6,660 | € 0 | € 0 | |
| Bank debt | € 13,882 | € 14,229 | € 14,585 | € 4,949 | ▼ 66% |
| Balance sheet total | € 68,712 | € 104,411 | € 75,912 | € 50,890 | ▼ 33% |
Key figures of TREF - ZEKER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TREF - ZEKER?
What happened at TREF - ZEKER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7,684. filed late Source: NBB ↗
- New establishment in Mortsel. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,043 profit in 2022 to € 7,684 loss in 2025.
Paid € 8,440 in corporate taxes since 2022.
Best year ever: 2023, with € 20,534 profit.
Paid out € 6,660 in dividends to the owners in total.
Management
Behind TREF - ZEKER are Nancy CEUPPENS and Nicole CEUPPENS. Nicole CEUPPENS is also behind DE WEGVINDER.
Directors
According to the 2025 annual accounts
Nancy CEUPPENS
Manager
Establishments
Establishment units
Physical locations of this company
Mechelsesteenweg 140 box 1
2640 Mortsel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.875.886
- VAT number
- BE 0440.875.886
- Registered office
- Mechelsesteenweg 140 bus 1, 2640 Mortsel
- Names & denominations
- TREF - ZEKER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 July 1990
- Peppol
- Active · Active since 23 Oct 2025
- Contact
- 0479294746
- Activities · NACE
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