Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2022 and 2023.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2023; threshold 65 %.
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Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
Financials
Financial year 2023
DE KARAF from Halle, company number BE0440828970, closed financial year 2023 with a result of € -19,143 after tax. For that financial year DE KARAF recorded a gross margin of € 5,292 and equity of € -775,074. Compared with financial year 2022, the result moved from € -1,394 to € -19,143. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2024.
€ -775,074
▼ € 19,143 vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -19,143
▼ 1273 % more loss than in 2022
Profit after tax over the fiscal year.
€ 509
▲ € 431 vs 2022
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -928,768.
People and assets in 2023
€ 6,969
Book value of vehicles, furniture and equipment.
Debts at end 2023
€ 649,463
Loans from banks and other lenders, long and short.
€ 14,459
▲ 100% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 1,073
▼ 45% vs 2022
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2020 | 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|---|
| Gross margin | € 9,977 | € 8,451 | € 5,455 | € 5,292 | ▼ 3% |
| Profit after taxes | € 3,737 | € 2,008 | € -1,394 | € -19,143 | ▼ € 17,749 |
| Equity | € -756,544 | € -754,537 | € -755,931 | € -775,074 | ▼ € 19,143 |
| Total debts | € 974,122 | € 973,341 | € 969,479 | € 861,724 | ▼ 11% |
| Cash | € 376 | € 252 | € 79 | € 509 | ▲ € 431 |
| Land & buildings | € 131,887 | € 130,063 | € 128,240 | - | |
| Retained profit | € -910,238 | € -908,231 | € -909,625 | € -928,768 | ▼ € 19,143 |
| Bank debt | € 649,463 | € 649,463 | € 649,463 | € 649,463 | |
| Balance sheet total | € 217,578 | € 218,805 | € 213,548 | € 86,650 | ▼ 59% |
Key figures of DE KARAF, fiscal years 2020 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to DE KARAF?
What happened at DE KARAF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: loss of € 19,143. filed late Source: NBB ↗
- New establishment in Halle. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,737 profit in 2020 to € 19,143 loss in 2023.
Best year ever: 2020, with € 3,737 profit.
Management
Behind DE KARAF are Felix Deryck, Annie Deryck and Wim Deryck. Wim Deryck is also behind DERYCK.
Directors
According to the 2023 annual accounts
Establishments
Establishment units
Physical locations of this company
Nijvelsesteenweg 37
1500 Halle
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.828.970
- VAT number
- BE 0440.828.970
- Registered office
- Nijvelsesteenweg 37, 1500 Halle
- Names & denominations
- DE KARAF
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 16 May 1990
- Peppol
- Active · Active since 16 Dec 2025
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