Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HARMONY from Sint-Pieters-Woluwe, company number BE0440808184, closed financial year 2025 with a result of € -25,463 after tax. For that financial year HARMONY recorded a gross margin of € 55,600 and equity of € 2.9 million. Compared with financial year 2024, the result moved from € -63,573 to € -25,463. The company made a loss. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.
€ 2.9 million
▲ € 2.5 million vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -25,463
▲ 60 % less loss than in 2024
Profit after tax over the fiscal year.
€ 2 million
▼ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -208,092.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 821
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 290,931 | € 29,254 | € -2,955 | € 55,600 | ▲ € 58,555 |
| Profit after taxes | € -104,362 | € -93,709 | € -63,573 | € -25,463 | ▲ € 38,110 |
| Equity | € 564,653 | € 470,944 | € 407,371 | € 2,943,953 | ▲ € 2.5 million |
| Total debts | € 6,892,098 | € 9,665,816 | € 11,162,887 | € 11,132,524 | |
| Cash | € 173,514 | € 1,465,002 | € 2,056,414 | € 2,030,048 | ▼ 1% |
| Land & buildings | € 5,770,572 | € 7,893,696 | € 7,867,546 | € 10,342,215 | ▲ 31% |
| Retained profit | € -25,347 | € -119,056 | € -182,629 | € -208,092 | ▼ € 25,463 |
| Balance sheet total | € 7,709,337 | € 10,380,105 | € 11,804,362 | € 14,301,340 | ▲ 21% |
Key figures of HARMONY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HARMONY?
What happened at HARMONY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Francine Verbinnen stepped down as director. NBB
- Ariane Servais stepped down as director. NBB
- Nicolas Wemaëre stepped down as director. NBB
- Mathieu Wemaëre stepped down as director. NBB
- Nadia Lavrijs stepped down as director. NBB
- Henri Servais stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 25,463. filed late Source: NBB ↗
- Francine Verbinnen became a director. NBB
In short
From € 104,362 loss in 2022 to € 25,463 loss in 2025.
Management
It owns 100% of DEWACONSTRUCT itself.
Directors
According to the 2025 annual accounts
Francine Verbinnen
Director
since 2023 · until 2029
Ariane Servais
Director
since 2023 · until 2029
since 2023 · until 2029
since 2023 · until 2029
Nadia Lavrijs
Director
since 2023 · until 2029
Henri Servais
Director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Orleansgaarde 10
1150 Sint-Pieters-Woluwe
Jan Van Rijswijcklaan 24
2018 Antwerpen
Active since 29 June 1990
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.808.184
- VAT number
- BE 0440.808.184
- Registered office
- Orleansgaarde 10, 1150 Sint-Pieters-Woluwe
- Names & denominations
- HARMONY
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 4 May 1990
- Peppol
- Active · Active since 19 Aug 2026