Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SERGE DEMONTY from Verviers, company number BE0440784331, closed financial year 2025 with a result of € 1,448 after tax. For that financial year SERGE DEMONTY recorded a gross margin of € 10,398 and equity of € -46,023. Compared with financial year 2024, the result moved from € 2,344 to € 1,448. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ -46,023
▲ € 1,448 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,448
▼ 38% vs 2024
Profit after tax over the fiscal year.
€ 1,142
▼ 48% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -64,615.
People and assets in 2025
€ 24,120
▼ 10% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 12,272
▲ 7% vs 2024
Loans from banks and other lenders, long and short.
€ 4,698
▲ 69% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 11,086 | € 10,501 | € 13,602 | € 10,398 | ▼ 24% |
| Profit after taxes | € 287 | € 2,830 | € 2,344 | € 1,448 | ▼ 38% |
| Equity | € -52,645 | € -49,814 | € -47,470 | € -46,023 | ▲ € 1,448 |
| Total debts | € 177,980 | € 178,012 | € 195,514 | € 190,428 | ▼ 3% |
| Cash | € 952 | € 1,167 | € 2,209 | € 1,142 | ▼ 48% |
| Land & buildings | € 98,605 | € 97,711 | € 96,817 | € 96,631 | |
| Retained profit | € -71,237 | € -68,406 | € -66,062 | € -64,615 | ▲ € 1,448 |
| Bank debt | € 12,485 | € 11,836 | € 11,507 | € 12,272 | ▲ 7% |
| Balance sheet total | € 125,335 | € 128,198 | € 148,044 | € 144,405 | ▼ 2% |
Key figures of SERGE DEMONTY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SERGE DEMONTY?
What happened at SERGE DEMONTY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,448 (▼ 38% vs 2024). Source: NBB ↗
- New establishment in Verviers. KBO
- Start of the company according to the CBE. KBO
In short
From € 287 profit in 2022 to € 1,448 profit in 2025.
Best year ever: 2023, with € 2,830 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue Chafour 20
4801 Verviers
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.784.331
- VAT number
- BE 0440.784.331
- Registered office
- Rue Chafour 20, 4801 Verviers
- Names & denominations
- SERGE DEMONTY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 May 1990
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Algemene elektrotechnische installatiewerken
Elektrische installatie
Vervaardiging van verlichtingsapparaten
Overige gespecialiseerde bouwactiviteiten, neg
Detailhandel in huismeubilair
Overige gespecialiseerde werkzaamheden in de bouw
Detailhandel in huismeubilair in gespecialiseerde winkels
Overige gespecialiseerde bouwwerkzaamheden