Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SEPTIMA from Gembloux, company number BE0440745432, closed financial year 2025 with a result of € 5,014 after tax. For that financial year SEPTIMA recorded revenue of € 17,080 and equity of € 184,785. Compared with financial year 2024, the result moved from € 5,868 to € 5,014. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 25, 2026.
€ 184,785
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,014
▼ 15% vs 2024
Profit after tax over the fiscal year.
€ 17,640
▲ 9% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 15,679.
People and assets in 2025
€ 717
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,551
Supplier invoices still open on the last day of the fiscal year.
€ 371
▼ 73% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 14,010 | € 15,745 | € 15,966 | € 17,080 | ▲ 7% |
| Gross margin | € -337 | € 6,805 | € 11,124 | € 8,928 | ▼ 20% |
| Profit after taxes | € 987 | € 3,948 | € 5,868 | € 5,014 | ▼ 15% |
| Equity | € 169,956 | € 173,903 | € 179,771 | € 184,785 | ▲ 3% |
| Total debts | € 28,145 | € 29,636 | € 30,156 | € 36,887 | ▲ 22% |
| Cash | € 9,118 | € 8,129 | € 16,133 | € 17,640 | ▲ 9% |
| Land & buildings | € 182,538 | € 182,538 | € 182,538 | € 182,538 | |
| Retained profit | € 849 | € 4,797 | € 10,664 | € 15,679 | ▲ 47% |
| Balance sheet total | € 198,100 | € 203,540 | € 209,927 | € 221,672 | ▲ 6% |
Key figures of SEPTIMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SEPTIMA?
What happened at SEPTIMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,014 (▼ 15% vs 2024). Source: NBB ↗
- Sylvie Feuillat became a director. NBB
- Viviane Feuillat became a director. NBB
- New establishment in Gembloux. KBO
- Start of the company according to the CBE. KBO
In short
From € 987 profit in 2022 to € 5,014 profit in 2025.
Paid € 4,992 in corporate taxes since 2022.
Best year ever: 2024, with € 5,868 profit.
Management
Behind SEPTIMA are Sylvie Feuillat and Viviane Feuillat.
Directors
According to the 2025 annual accounts
Sylvie Feuillat
Director
since 2023
Viviane Feuillat
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Rue du Culot 50
5030 Gembloux
Rue du Culot 50 5
5030 Gembloux
Active since 29 December 1994
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.745.432
- VAT number
- BE 0440.745.432
- Registered office
- Rue du Culot 50, 5030 Gembloux
- Names & denominations
- SEPTIMA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 June 1990
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
Algemene bouw van residentiële gebouwen
Bouwen van individuele huizen