Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FAKTA from Lokeren, company number BE0440693467, closed financial year 2025 with a result of € 22,474 after tax. For that financial year FAKTA recorded a gross margin of € 80,561 and equity of € 24,363. Compared with financial year 2024, the result moved from € 20,159 to € 22,474. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 24,363
▲ € 22,474 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 22,474
▲ 11% vs 2024
Profit after tax over the fiscal year.
€ 2,665
▲ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -211,110.
People and assets in 2025
€ 39,446
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 400,253
▼ 12% vs 2024
€ 57,681 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 1,904
▼ 60% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,832
▲ 47% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 82,295 | € 75,947 | € 71,349 | € 80,561 | ▲ 13% |
| Profit after taxes | € 36,154 | € 30,714 | € 20,159 | € 22,474 | ▲ 11% |
| Equity | € -48,984 | € -18,270 | € 1,889 | € 24,363 | ▲ € 22,474 |
| Total debts | € 691,779 | € 620,392 | € 610,341 | € 566,421 | ▼ 7% |
| Cash | € 423 | € 9,520 | € 1,789 | € 2,665 | ▲ 49% |
| Land & buildings | € 525,005 | € 495,673 | € 466,340 | € 437,008 | ▼ 6% |
| Retained profit | € -284,458 | € -253,743 | € -233,585 | € -211,110 | ▲ € 22,474 |
| Bank debt | € 528,029 | € 462,269 | € 457,066 | € 400,253 | ▼ 12% |
| Balance sheet total | € 642,794 | € 602,122 | € 612,229 | € 590,784 | ▼ 4% |
Key figures of FAKTA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to FAKTA?
What happened at FAKTA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 22,474 (▲ 11% vs 2024). Source: NBB ↗
- Stijn Temmerman stepped down as director. NBB
- Christian Temmerman stepped down as director. NBB
- Stijn Temmerman became a director. NBB
- Christian Temmerman became a director. NBB
- New establishment in Lokeren. KBO
- Start of the company according to the CBE. KBO
In short
From € 36,154 profit in 2022 to € 22,474 profit in 2025.
Paid € 12,719 in corporate taxes since 2022.
Best year ever: 2022, with € 36,154 profit.
Management
It owns Temmerman-Home itself.
Directors
According to the 2025 annual accounts
since 2016 · until 2022
Christian Temmerman
Director
since 2016 · until 2022
Establishments
Establishment units
Physical locations of this company
Kaarderslaan 11
9160 Lokeren
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →TEMMERMAN HOME same network
€ 835,771 gross margin · 2025
OLDTIMERSERVICE
€ 12,287 gross margin · 2026
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€ -3,648 gross margin · 2025
GL-Concepts
€ 71,538 gross margin · 2025
Ges Invest Projects
€ 2,963 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.693.467
- VAT number
- BE 0440.693.467
- Registered office
- Kaarderslaan 11, 9160 Lokeren
- Names & denominations
- FAKTA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 April 1990
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Activiteiten van holdings
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Holdings