Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Legal situation KBO
Vrijwillige ontbinding – vereffening according to the CBE.
Financials
Financial year 2025
VANDER FINANCE from Péruwelz, company number BE0440679512, closed financial year 2025 with a result of € 19,230 after tax. For that financial year VANDER FINANCE recorded a gross margin of € 47,165 and equity of € 87,178. Compared with financial year 2024, the result moved from € 35,196 to € 19,230. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 13, 2026.
€ 87,178
▲ 28% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 19,230
▼ 45% vs 2024
Profit after tax over the fiscal year.
€ 38,569
▲ € 29,834 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 318,586.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 37,092
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 34,310 | € 31,298 | € 57,201 | € 47,165 | ▼ 18% |
| Profit after taxes | € 14,930 | € 19,546 | € 35,196 | € 19,230 | ▼ 45% |
| Equity | € 13,205 | € 32,751 | € 67,948 | € 87,178 | ▲ 28% |
| Total debts | € 11,910 | € 3,961 | € 3,961 | € 721 | ▼ 82% |
| Cash | € 15,647 | € 27,479 | € 8,735 | € 38,569 | ▲ € 29,834 |
| Retained profit | € 244,613 | € 264,159 | € 299,356 | € 318,586 | ▲ 6% |
| Bank debt | € 2,989 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 25,115 | € 36,712 | € 71,909 | € 87,899 | ▲ 22% |
Key figures of VANDER FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VANDER FINANCE?
What happened at VANDER FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
VANDER FINANCE is active according to the CBE. Legal situation: Vrijwillige ontbinding – vereffening.
- New annual accounts for financial year 2025: profit of € 19,230 (▼ 45% vs 2024). Source: NBB ↗
- EMMANUEL VANDERHOUDELINGEN became a director. NBB
- New establishment in Tournai. KBO
- New establishment in Péruwelz. KBO
- Start of the company according to the CBE. KBO
In short
From € 14,930 profit in 2022 to € 19,230 profit in 2025.
Paid € 47,979 in corporate taxes since 2022.
Best year ever: 2024, with € 35,196 profit.
Management
Behind VANDER FINANCE is EMMANUEL VANDERHOUDELINGEN.
Directors
According to the 2025 annual accounts
EMMANUEL VANDERHOUDELINGEN
Liquidator
since 2021
Establishments
Establishment units
Physical locations of this company
Rue Neuve(ROU) 14
7601 Péruwelz
Rue de la Tête d'Or(TOU) 17
7500 Tournai
Active since 6 October 1999
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.679.512
- VAT number
- BE 0440.679.512
- Registered office
- Rue Neuve(ROU) 14, 7601 Péruwelz
- Names & denominations
- VANDER FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Vrijwillige ontbinding – vereffening
- Start date
- 7 May 1990
- Peppol
- Active · Active since 12 Feb 2026
- Contact
- [email protected] 069/77.25.56
- Activities · NACE
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