Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
12 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
XL from Brussel, company number BE0440549353, closed financial year 2025 with a result of € -136,480 after tax. For that financial year XL recorded a gross margin of € 26,195 and equity of € -286,030. Compared with financial year 2024, the result moved from € -209,360 to € -136,480. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 7, 2026.
€ -286,030
▼ € 136,480 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -136,480
▲ 35 % less loss than in 2024
Profit after tax over the fiscal year.
€ 65,197
▼ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -646,030.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 681
▼ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 18,185 | € 27,187 | € 25,082 | € 26,195 | ▲ 4% |
| Profit after taxes | € -64,402 | € -54,516 | € -209,360 | € -136,480 | ▲ € 72,880 |
| Equity | € 3,114,325 | € 59,810 | € -149,551 | € -286,030 | ▼ € 136,480 |
| Total debts | € 2,345 | € 3,216,741 | € 2,823,054 | € 2,356,688 | ▼ 17% |
| Cash | € 73,556 | € 615,189 | € 89,451 | € 65,197 | ▼ 27% |
| Land & buildings | € 1,870,482 | € 1,779,976 | € 1,689,471 | € 1,598,965 | ▼ 5% |
| Retained profit | € -245,675 | € -300,190 | € -509,551 | € -646,030 | ▼ € 136,480 |
| Balance sheet total | € 3,116,671 | € 3,276,551 | € 2,673,503 | € 2,070,657 | ▼ 23% |
Key figures of XL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to XL?
What happened at XL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 136,480. Source: NBB ↗
- Guilbert del MARMOL stepped down as director. NBB
- Thierry DAVID became a director. NBB
- Guilbert del MARMOL became a director. NBB
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 64,402 loss in 2022 to € 136,480 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind XL is Thierry DAVID. Thierry DAVID is also behind DAVID HEYD’nd Co.
Directors
According to the 2025 annual accounts
since 2017
Guilbert del MARMOL
Director
since 2015 · until 2025
Establishments
Establishment units
Physical locations of this company
Europakruispunt 3
1000 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 12 companies are registered at this address.
All companies at this address →LINO
€ 400,178 gross margin · 2025
SWISS HOTELS LEASING COMPANY
€ 17.1 million revenue · 2025
LINO MARKET
€ 2.5 million gross margin · 2025
ROTHIDI
€ 1.2 million gross margin · 2025
TRADE STATION
€ 685,834 gross margin · 2025
+7 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.549.353
- VAT number
- BE 0440.549.353
- Registered office
- Europakruispunt 3, 1000 Brussel
- Names & denominations
- XL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 April 1990
- Peppol
- Active · Active since 4 Dec 2025