Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Shrinking team NBB
FTE fell two years in a row, from 3.9 to 3.2.
Financials
Financial year 2025
BCL-COFIGES from Jodoigne, company number BE0440521837, closed financial year 2025 with a result of € 13,837 after tax. For that financial year BCL-COFIGES recorded a gross margin of € 180,507 and equity of € 128,028. Compared with financial year 2024, the result moved from € 32,282 to € 13,837. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 6, 2026.
€ 128,028
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 13,837
▼ 57% vs 2024
Profit after tax over the fiscal year.
€ 98,135
▼ 37% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 5,714 paid out
41 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
3.2
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 123,195
▼ 4% vs 2024
€ 38,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,694
▼ 51% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 77,328
▼ 12% vs 2024
€ 10,605 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 3,353
▼ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 38,698
▼ 6% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 192,332 | € 182,113 | € 196,600 | € 180,507 | ▼ 8% |
| Profit after taxes | € 9,683 | € 4,294 | € 32,282 | € 13,837 | ▼ 57% |
| Equity | € 97,616 | € 94,767 | € 119,906 | € 128,028 | ▲ 7% |
| Total debts | € 172,501 | € 191,515 | € 206,534 | € 124,701 | ▼ 40% |
| Cash | € 48,547 | € 92,977 | € 156,660 | € 98,135 | ▼ 37% |
| Land & buildings | € 66,000 | € 58,667 | € 51,333 | € 44,000 | ▼ 14% |
| Retained profit | € 72,616 | € 69,767 | € 94,906 | € 103,028 | ▲ 9% |
| Dividend | € 7,143 | € 7,143 | € 7,143 | € 5,714 | ▼ 20% |
| Bank debt | € 70,894 | € 97,745 | € 87,666 | € 77,328 | ▼ 12% |
| Balance sheet total | € 270,117 | € 286,282 | € 326,439 | € 252,729 | ▼ 23% |
| Employees (FTE) | 4.3 | 3.9 | 3.5 | 3.2 | ▼ 0.3 |
Key figures of BCL-COFIGES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BCL-COFIGES?
What happened at BCL-COFIGES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 13,837 (▼ 57% vs 2024). filed late Source: NBB ↗
- New establishment in Frameries. KBO
- New establishment in Jodoigne. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,683 profit in 2022 to € 13,837 profit in 2025.
Paid € 22,814 in corporate taxes since 2022.
Best year ever: 2024, with € 32,282 profit.
On average € 56,400 of value added per employee in 2025.
Management
Behind BCL-COFIGES is STEPHANE LIENARD.
Directors
According to the 2025 annual accounts
STEPHANE LIENARD
Director
Establishments
Establishment units
Physical locations of this company
Grand'Place(Jod.) 8 box A
1370 Jodoigne
Rue des Alliés 94
7080 Frameries
Active since 30 May 2011
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
EUROFIBER-FRANCE, FR
Website info
Features
Security
Details
- Company number
- 0440.521.837
- VAT number
- BE 0440.521.837
- Registered office
- Grand'Place(Jod.) 8 bus A, 1370 Jodoigne
- Names & denominations
- BCL-COFIGES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 May 1990
- Peppol
- Active · Active since 23 Dec 2025
- Contact
- bclcofiges.be [email protected]
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Boekhouders
Boekhouders en boekhouders-fiscalisten