What does A & G VERZEKERINGEN do?

A & G VERZEKERINGEN is an insurance broker in Kasterlee. Private Limited, started on 27 March 1990, 1 establishment.

What is the address of A & G VERZEKERINGEN?

The registered office of A & G VERZEKERINGEN is located at Mgr. Miertsstraat 9, 2460 Kasterlee.

Is A & G VERZEKERINGEN still active?

Yes. According to the CBE (31 October 2026) A & G VERZEKERINGEN is active, legal situation “Normale toestand”, started on 27 March 1990.

Is A & G VERZEKERINGEN registered on Peppol?

Yes, A & G VERZEKERINGEN is registered on the Peppol network with ID 0208:0440458588.

What is the enterprise number of A & G VERZEKERINGEN?

The enterprise number of A & G VERZEKERINGEN is BE0440458588.

When was A & G VERZEKERINGEN founded?

A & G VERZEKERINGEN was founded on 27 March 1990.

Who are the directors of A & G VERZEKERINGEN?

According to the 2025 annual accounts, the directors of A & G VERZEKERINGEN are: A3C BV, Nicoli BV.

Is A & G VERZEKERINGEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 27 March 1990; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did A & G VERZEKERINGEN make in 2025?

A & G VERZEKERINGEN posted a profit after taxes of € 79,104 in financial year 2025.

What is the revenue of A & G VERZEKERINGEN?

As a small company, A & G VERZEKERINGEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 122,294.

A & G VERZEKERINGEN (Private Limited) - Kasterlee

Dossier A & G VERZEKERINGEN, printed on 31 October 2026 from databakkes.be/en/0440458588/a-g-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

A & G VERZEKERINGEN from Kasterlee, company number BE0440458588, closed financial year 2025 with a result of € 79,104 after tax. For that financial year A & G VERZEKERINGEN recorded a gross margin of € 122,294 and equity of € 49,424. Compared with financial year 2024, the result moved from € 53,655 to € 79,104. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.

What it is worth Growing

€ 49,424

▲ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 79,104

▲ 47% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 8,281

▼ 64% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 78,000 paid out

99 % of the profit went to the shareholders, mostly to NICOLI (50 % of the shares). That is where the money ends up.

People and assets in 2025

Wage cost

€ 700

▼ 2% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 190,240

▼ 17% vs 2024

€ 39,479 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 379

▲ 22% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 372

▼ 53% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 73,546 Gross margin 2022: € 73,546 First fiscal year in the series	€ 82,279 Gross margin 2023: € 82,279 ▲ 12% vs 2022 (€ 73,546) Favourable step	€ 103,590 Gross margin 2024: € 103,590 ▲ 26% vs 2023 (€ 82,279) Favourable step	€ 122,294 Gross margin 2025: € 122,294 ▲ 18% vs 2024 (€ 103,590) Favourable step	▲ 18%
Profit after taxes	€ 4,362 Profit after taxes 2022: € 4,362 First fiscal year in the series	€ 13,738 Profit after taxes 2023: € 13,738 ▲ 215% vs 2022 (€ 4,362) Favourable step	€ 53,655 Profit after taxes 2024: € 53,655 ▲ 291% vs 2023 (€ 13,738) Favourable step	€ 79,104 Profit after taxes 2025: € 79,104 ▲ 47% vs 2024 (€ 53,655) Favourable step	▲ 47%
Equity	€ 33,927 Equity 2022: € 33,927 First fiscal year in the series	€ 34,665 Equity 2023: € 34,665 ▲ 2% vs 2022 (€ 33,927) Favourable step	€ 48,320 Equity 2024: € 48,320 ▲ 39% vs 2023 (€ 34,665) Favourable step	€ 49,424 Equity 2025: € 49,424 ▲ 2% vs 2024 (€ 48,320) Favourable step	▲ 2%
Total debts	€ 401,842 Total debts 2022: € 401,842 First fiscal year in the series	€ 392,900 Total debts 2023: € 392,900 ▼ 2% vs 2022 (€ 401,842) Favourable step	€ 438,304 Total debts 2024: € 438,304 ▲ 12% vs 2023 (€ 392,900) Unfavourable step	€ 450,749 Total debts 2025: € 450,749 ▲ 3% vs 2024 (€ 438,304) Unfavourable step	▲ 3%
Cash	€ 15,271 Cash 2022: € 15,271 First fiscal year in the series	€ 8,410 Cash 2023: € 8,410 ▼ 45% vs 2022 (€ 15,271) Unfavourable step	€ 23,017 Cash 2024: € 23,017 ▲ 174% vs 2023 (€ 8,410) Favourable step	€ 8,281 Cash 2025: € 8,281 ▼ 64% vs 2024 (€ 23,017) Unfavourable step	▼ 64%
Retained profit	€ 15,327 Retained profit 2022: € 15,327 First fiscal year in the series	€ 16,065 Retained profit 2023: € 16,065 ▲ 5% vs 2022 (€ 15,327) Favourable step	€ 29,720 Retained profit 2024: € 29,720 ▲ 85% vs 2023 (€ 16,065) Favourable step	€ 30,824 Retained profit 2025: € 30,824 ▲ 4% vs 2024 (€ 29,720) Favourable step	▲ 4%
Dividend	€ 4,200 Dividend 2022: € 4,200 First fiscal year in the series	€ 13,000 Dividend 2023: € 13,000 ▲ 210% vs 2022 (€ 4,200) Unchanged	€ 40,000 Dividend 2024: € 40,000 ▲ 208% vs 2023 (€ 13,000) Unchanged	€ 78,000 Dividend 2025: € 78,000 ▲ 95% vs 2024 (€ 40,000) Unchanged	▲ 95%
Bank debt	€ 304,651 Bank debt 2022: € 304,651 First fiscal year in the series	€ 267,174 Bank debt 2023: € 267,174 ▼ 12% vs 2022 (€ 304,651) Favourable step	€ 229,041 Bank debt 2024: € 229,041 ▼ 14% vs 2023 (€ 267,174) Favourable step	€ 190,240 Bank debt 2025: € 190,240 ▼ 17% vs 2024 (€ 229,041) Favourable step	▼ 17%
Balance sheet total	€ 435,769 Balance sheet total 2022: € 435,769 First fiscal year in the series	€ 427,565 Balance sheet total 2023: € 427,565 ▼ 2% vs 2022 (€ 435,769) Unchanged	€ 486,625 Balance sheet total 2024: € 486,625 ▲ 14% vs 2023 (€ 427,565) Unchanged	€ 500,173 Balance sheet total 2025: € 500,173 ▲ 3% vs 2024 (€ 486,625) Unchanged	▲ 3%

Key figures of A & G VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to A & G VERZEKERINGEN?

What happened at A & G VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 20, 2026 New annual accounts for financial year 2025: profit of € 79,104 (▲ 47% vs 2024). Source: NBB ↗
2012 A3C BV became a director. NBB
2012 Nicoli BV became a director. NBB
Dec 21, 1990 New establishment in Kasterlee. KBO
Mar 27, 1990 Start of the company according to the CBE. KBO

In short

From € 4,362 profit in 2022 to € 79,104 profit in 2025.

Paid € 19,680 in corporate taxes since 2022.

Best year ever: 2025, with € 79,104 profit.

Paid out € 135,200 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

NICOLI 50%

A3C 50%

The stake of NICOLI, A3C comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

A & G VERZEKERINGEN

Behind A & G VERZEKERINGEN are A3C BV and Nicoli BV. The shares are held by NICOLI (50%) and A3C (50%).

Directors

According to the 2025 annual accounts

A3C BV

Director · represented by Adrianus Van Eemeren

since 2012

Nicoli BV

Director · represented by Gert Pardon

since 2012

Shareholders

NICOLI

50%

A3C

50%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Mgr. Miertsstraat 9

2460 Kasterlee

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

A & G Groep

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0440.458.588
VAT number: BE 0440.458.588
Registered office: Mgr. Miertsstraat 9, 2460 Kasterlee
Names & denominations: A & G VERZEKERINGEN
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 27 March 1990
Peppol: Active · Active since 24 Dec 2025
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗