Financials
Financial year 2026
STEMO from Temse, company number BE0440419194, closed financial year 2026 with a result of € 5,878 after tax. For that financial year STEMO recorded a gross margin of € 81,916 and equity of € 35,961. Compared with financial year 2025, the result moved from € 12,547 to € 5,878. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 16, 2026.
€ 35,961
▲ 20% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,878
▼ 53% vs 2025
Profit after tax over the fiscal year.
€ 37,523
▲ € 28,357 vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € 28,461.
People and assets in 2026
€ 68,047
▼ 24% vs 2025
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,398
▼ 44% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 1,645
▼ 74% vs 2025
Loans from banks and other lenders, long and short.
€ 1,235
▼ 91% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 383
▲ 81% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 43,439 | € 89,003 | € 109,590 | € 81,916 | ▼ 25% |
| Profit after taxes | € 328 | € -10,154 | € 12,547 | € 5,878 | ▼ 53% |
| Equity | € 38,782 | € 17,461 | € 30,083 | € 35,961 | ▲ 20% |
| Total debts | € 10,701 | € 27,872 | € 20,708 | € 6,961 | ▼ 66% |
| Cash | € 21,799 | € 9,100 | € 9,165 | € 37,523 | ▲ € 28,357 |
| Retained profit | € 20,190 | € 10,036 | € 22,583 | € 28,461 | ▲ 26% |
| Bank debt | € 0 | € 10,893 | € 6,400 | € 1,645 | ▼ 74% |
| Balance sheet total | € 49,483 | € 45,333 | € 50,791 | € 42,922 | ▼ 15% |
Key figures of STEMO, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to STEMO?
What happened at STEMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 5,878 (▼ 53% vs 2025). Source: NBB ↗
- New establishment in Temse. KBO
- Start of the company according to the CBE. KBO
In short
From € 328 profit in 2023 to € 5,878 profit in 2026.
Paid € 4,859 in corporate taxes since 2023.
Best year ever: 2025, with € 12,547 profit.
Establishments
Establishment units
Physical locations of this company
Rupelmondestraat 46D
9140 Temse
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.419.194
- VAT number
- BE 0440.419.194
- Registered office
- Rupelmondestraat 46D, 9140 Temse
- Names & denominations
- STEMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 April 1990
- Peppol
- Active · Active since 13 Mar 2026
- Activities · NACE
Schilderen van gebouwen
Schilderen
Sanitaire werkzaamheden
Overig loodgieterswerk