Financials
Financial year 2025
Worth noting
- Little cash and receivables against the short-term debts.
- Figures corrected afterwards (2023).
Gross margin
€ 3.6 million
▼ 22% vs 2024
Profit
Growing€ 428,779
▲ 9% vs 2024
Debts
High€ 60.8 million
▼ 1% vs 2024
CREDIM from Gent, company number BE0440399992, closed financial year 2025 with a result of € 428,779 after tax. For that financial year CREDIM recorded a gross margin of € 3.6 million and equity of € 6.8 million. Compared with financial year 2024, the result moved from € 394,034 to € 428,779. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
What happened at CREDIM?
What happened at CREDIM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 428,779 (▲ 9% vs 2024). Source: NBB ↗
- Rudi Deruytter became a director. NBB
- Fintact25 BV became a director. NBB
- Barragan BV became a director. NBB
- Bram De Wilde stepped down as director. NBB
- Erso BV became a director. NBB
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 992,075 profit in 2021 to € 428,779 profit in 2025.
Paid € 870,496 in corporate taxes since 2021.
Best year ever: 2022, with € 1.6 million profit.
On average € 1.2 million of value added per employee in 2025.
A new publication or filing at CREDIM? We notify you, reason included.
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History
Every financial year, as far back as the National Bank goes.
Buffer
How long does the company survive without income?
Credit limit
Indicative credit limit, computed from the real figures.
Alerts
News about who you follow, reason included.
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Management
Behind CREDIM are Rudi Deruytter, Fintact25 BV, Barragan BV and Erso BV. It owns 0.1% of Mondial itself.
Directors
According to the 2025 annual accounts
since 2025
since 2025
since 2025
Managing director · represented by Eric Van Speybroeck
Also active at: MONDIAL, OFFICE COMPANY, KRIEC +3 more
since 2013
Bram De Wilde
Director
· until 2025
Establishments
Establishment units
Physical locations of this company
Industriepark-Drongen 4 box C
9031 Gent
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
CLOUDFLARENET - Cloudflare, Inc., US
DNS
Cloudflare DNS
Domain
Domain
spardex.com
Registered
2024-07-15
Registrar
Combell NV
Expires
2026-07-15
Website info
Features
Security
Network
Details
- Company number
- 0440.399.992
- VAT number
- BE 0440.399.992
- Registered office
- Industriepark-Drongen 4 bus C, 9031 Gent
- Names & denominations
- CREDIM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 April 1990
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- spardex.com
- Activities · NACE
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
Activiteiten van holdings
Overige zakelijke dienstverlening, neg
Holdings