Active

CEFIMA

Switched

BE0454123217

Rechtspersoon Public limited company 1 establishment

Mannebeekstraat 33, 8790 Waregem Activiteiten van incasso- en kredietbureaus

Active for

31 year, 8 months

Financials

Financial year 2025

Worth noting

  • Little cash and receivables against the short-term debts.

Gross margin

€ -44,186

▼ 119% vs 2024

Profit

Caution

€ -170,873

▼ 281% vs 2024

Debts

Low

€ 665,459

▼ 15% vs 2024

CEFIMA from Waregem, company number BE0454123217, closed financial year 2025 with a result of € -170,873 after tax. For that financial year CEFIMA recorded a gross margin of € -44,186 and equity of € 2.8 million. Compared with financial year 2024, the result moved from € 94,446 to € -170,873. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.

What happened at CEFIMA?

What happened at CEFIMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • ManaMax BV stepped down as director. NBB
  • Valérie De Clerck stepped down as director. NBB
  • STEENHOUT NV stepped down as director. NBB
  • BERCOFIN NV stepped down as director. NBB
  • New annual accounts for financial year 2025: loss of € 170,873 (▼ 281% vs 2024). filed late Source: NBB ↗
  • ManaMax BV became a director. NBB
  • Valérie De Clerck became a director. NBB
  • BERCOFIN NV became a director. NBB

In short

From € 143,733 profit in 2021 to € 170,873 loss in 2025.

Paid € 56,839 in corporate taxes since 2021.

Best year ever: 2021, with € 143,733 profit.

Paid out € 350,000 in dividends to the owners in total.

A new publication or filing at CEFIMA? We notify you, reason included.

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History

Every financial year, as far back as the National Bank goes.

Buffer

How long does the company survive without income?

Credit limit

Indicative credit limit, computed from the real figures.

Alerts

New annual account: profit halved. New
Gazette: capital increase of 250k. New

News about who you follow, reason included.

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Management

Directors

According to the 2025 annual accounts

BERCOFIN NV

Managing director · represented by Véronique Santens

since 2018 · until 2027

ManaMax BV

Director · represented by Maxime De Clerck

Also active at: TER LEMBEEK INTERNATIONAL, Beaulieu Real Estate, BURCHTDAM +7 more

since 2019 · until 2027

Valérie De Clerck

Director

Also active at: BERCOFIN, CHEZVAL

since 2019 · until 2027

STEENHOUT NV

Chairman of the board · represented by Dominiek De Clerck

Also active at: TER LEMBEEK INTERNATIONAL, IMMOWILLCO, BEAULIEU INTERNATIONAL GROUP +3 more

since 2015 · until 2027

Establishments

Establishment units

Physical locations of this company

Registered office

Mannebeekstraat 33

8790 Waregem

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

Details

Company number
0454.123.217
VAT number
BE 0454.123.217
Registered office
Mannebeekstraat 33, 8790 Waregem
Names & denominations
CEFIMA
Enterprise type
Rechtspersoon
Legal form
Public limited company
Legal situation
Normale toestand
Start date
22 December 1994
Peppol
Active · Active since 22 Dec 2025
Activities · NACE

Activiteiten van incasso- en kredietbureaus

Incassobureaus en onderzoek naar de kredietwaardigheid

Frequently asked questions

What is the enterprise number of CEFIMA?
The enterprise number of CEFIMA is BE0454123217.
What is the address of CEFIMA?
The registered office of CEFIMA is located at Mannebeekstraat 33, 8790 Waregem.
When was CEFIMA founded?
CEFIMA was founded on 22 December 1994.
What is the main activity of CEFIMA?
The main activity of CEFIMA is "Activiteiten van incasso- en kredietbureaus" (NACE code 82910).
Does CEFIMA have a website?
No website is currently known for CEFIMA.
How much profit did CEFIMA make in 2025?
CEFIMA recorded a loss after taxes of € 170,873 in financial year 2025.
What is the revenue of CEFIMA?
As a small company, CEFIMA is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € -44,186.
How many employees does CEFIMA have?
According to the 2025 annual accounts, CEFIMA has 0 full-time equivalents (FTE).
Where can I find the annual accounts of CEFIMA?
CEFIMA files its annual accounts with the Central Balance Sheet Office of the National Bank of Belgium. The key figures for recent financial years are available for free on this page.
Who are the directors of CEFIMA?
According to the 2025 annual accounts, the directors of CEFIMA are: BERCOFIN NV, ManaMax BV, Valérie De Clerck, STEENHOUT NV.