Financials
Financial year 2025
Liberoo Verzekeringen from Antwerpen, company number BE0440364459, closed financial year 2025 with a result of € 52,872 after tax. For that financial year Liberoo Verzekeringen recorded a gross margin of € 580,856 and equity of € 118,634. Compared with financial year 2024, the result moved from € -17,143 to € 52,872. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 9, 2026.
€ 118,634
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 52,872
▲ still € 17,143 loss in 2024
Profit after tax over the fiscal year.
€ 73,623
▲ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 52,872 paid out
100 % of the profit went to the shareholders, mostly to IMMO – EN BEHEERSMAATSCHAPPIJ V.C.V. (100 % of the shares). That is where the money ends up.
People and assets in 2025
6.9
▼ 1.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 456,027
▼ 19% vs 2024
€ 66,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 95,164
▲ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 87,299
▼ 9% vs 2024
€ 35,046 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 52,328
▼ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 52,591
▼ 8% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 483,243 | € 595,690 | € 603,146 | € 580,856 | ▼ 4% |
| Profit after taxes | € 34,758 | € 13,683 | € -17,143 | € 52,872 | ▲ € 70,015 |
| Equity | € 135,777 | € 135,777 | € 118,634 | € 118,634 | |
| Total debts | € 229,304 | € 291,925 | € 220,691 | € 247,195 | ▲ 12% |
| Cash | € 108,784 | € 102,077 | € 71,015 | € 73,623 | ▲ 4% |
| Retained profit | € 108,923 | € 108,923 | € 91,780 | € 91,780 | |
| Dividend | € 34,758 | € 13,683 | € 0 | € 52,872 | |
| Bank debt | € 90,647 | € 151,700 | € 96,375 | € 87,299 | ▼ 9% |
| Balance sheet total | € 365,081 | € 427,702 | € 339,325 | € 365,829 | ▲ 8% |
| Employees (FTE) | 6.3 | 8 | 8.8 | 6.9 | ▼ 1.9 |
Key figures of Liberoo Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Liberoo Verzekeringen?
What happened at Liberoo Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 52,872. Source: NBB ↗
- RVDW CommV became a director. NBB
- Thimat Consulting BV became a director. NBB
- NMVS MANAGEMENT BV became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 34,758 profit in 2022 to € 52,872 profit in 2025.
Paid € 74,385 in corporate taxes since 2022.
Best year ever: 2025, with € 52,872 profit.
On average € 84,200 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of IMMO – EN BEHEERSMAATSCHAPPIJ V.C.V. comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Liberoo VerzekeringenBehind Liberoo Verzekeringen are NMVS MANAGEMENT BV, RVDW CommV and Thimat Consulting BV. The shares are held by IMMO – EN BEHEERSMAATSCHAPPIJ V.C.V. (100%). It owns 12% of liberoo hub itself.
Directors
According to the 2025 annual accounts
since 2012
since 2021
since 2021
Shareholders
Participations
12%
Establishments
Establishment units
Physical locations of this company
De Keyserhoeve 52
2040 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.364.459
- VAT number
- BE 0440.364.459
- Registered office
- De Keyserhoeve 52, 2040 Antwerpen
- Names & denominations
- Liberoo Verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 March 1990
- Peppol
- Active · Active since 10 Jul 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten