Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
IMMO MICHEL from Ham-sur-Heure-Nalinnes, company number BE0440356343, closed financial year 2025 with a result of € 9,230 after tax. For that financial year IMMO MICHEL recorded a gross margin of € 233,319 and equity of € 97,114. Compared with financial year 2024, the result moved from € 33,249 to € 9,230. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 97,114
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,230
▼ 72% vs 2024
Profit after tax over the fiscal year.
€ 2,930
▼ 90% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 78,564.
People and assets in 2025
2.5
Average over the fiscal year, from the social balance sheet.
€ 143,628
▲ 5% vs 2024
€ 57,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 39,804
▼ 20% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 188,569
▼ 28% vs 2024
€ 89,540 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 42,471
▲ 64% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 30,355
▼ 33% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 219,209 | € 269,900 | € 262,194 | € 233,319 | ▼ 11% |
| Profit after taxes | € 32,301 | € 45,878 | € 33,249 | € 9,230 | ▼ 72% |
| Equity | € 42,006 | € 87,884 | € 87,884 | € 97,114 | ▲ 11% |
| Total debts | € 398,229 | € 334,229 | € 333,574 | € 261,395 | ▼ 22% |
| Cash | € 32,597 | € 24,127 | € 30,472 | € 2,930 | ▼ 90% |
| Land & buildings | € 165,568 | € 142,345 | € 119,122 | € 95,899 | ▼ 19% |
| Retained profit | € 23,456 | € 69,334 | € 69,334 | € 78,564 | ▲ 13% |
| Dividend | € 0 | € 0 | € 33,249 | € 0 | ▼ 100% |
| Bank debt | € 352,500 | € 275,578 | € 262,662 | € 188,569 | ▼ 28% |
| Balance sheet total | € 440,235 | € 422,113 | € 421,457 | € 358,509 | ▼ 15% |
| Employees (FTE) | 2.4 | 2.4 | 2.5 | 2.5 |
Key figures of IMMO MICHEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMO MICHEL?
What happened at IMMO MICHEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 9,230 (▼ 72% vs 2024). Source: NBB ↗
- Maryse VANDERKAM became a director. NBB
- New establishment in Ham-sur-Heure-Nalinnes. KBO
- Start of the company according to the CBE. KBO
In short
From € 32,301 profit in 2022 to € 9,230 profit in 2025.
Paid € 58,998 in corporate taxes since 2022.
Best year ever: 2023, with € 45,878 profit.
On average € 93,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of MONFORT SOINS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
IMMO MICHELBehind IMMO MICHEL is Maryse VANDERKAM. The shares are held by MONFORT SOINS (100%).
Directors
According to the 2025 annual accounts
Maryse VANDERKAM
Director
since 2023
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Couture(NAL) 83
6120 Ham-sur-Heure-Nalinnes
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.356.343
- VAT number
- BE 0440.356.343
- Registered office
- Rue Couture(NAL) 83, 6120 Ham-sur-Heure-Nalinnes
- Names & denominations
- IMMO MICHEL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 March 1990
- Peppol
- Not registered
- Activities · NACE
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