Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Business Service et Finance from Ans, company number BE0440337933, closed financial year 2025 with a result of € 266 after tax. For that financial year Business Service et Finance recorded a gross margin of € 11,026 and equity of € 15,495. Compared with financial year 2024, the result moved from € -9,605 to € 266. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 15,495
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 266
▲ still € 9,605 loss in 2024
Profit after tax over the fiscal year.
€ 361
▲ 290% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -52,559.
Debts at end 2025
€ 84,000
▼ 12% vs 2024
Loans from banks and other lenders, long and short.
€ 67
▲ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,015
▲ 125% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,090 | € -449 | € 1,080 | € 11,026 | ▲ € 9,947 |
| Profit after taxes | € -11,606 | € -11,034 | € -9,605 | € 266 | ▲ € 9,870 |
| Equity | € 36,827 | € 25,473 | € 15,549 | € 15,495 | |
| Total debts | € 101,025 | € 107,118 | € 106,472 | € 97,482 | ▼ 8% |
| Cash | € 125 | € 5,303 | € 93 | € 361 | ▲ 290% |
| Land & buildings | € 133,848 | € 125,688 | € 117,528 | € 109,367 | ▼ 7% |
| Retained profit | € -32,186 | € -43,220 | € -52,824 | € -52,559 | ▲ € 266 |
| Bank debt | € 91,000 | € 96,000 | € 96,000 | € 84,000 | ▼ 12% |
| Balance sheet total | € 137,852 | € 132,591 | € 122,021 | € 112,977 | ▼ 7% |
Key figures of Business Service et Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Business Service et Finance?
What happened at Business Service et Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 266. Source: NBB ↗
- New establishment in Ans. KBO
- Start of the company according to the CBE. KBO
In short
From € 11,606 loss in 2022 to € 266 profit in 2025.
Best year ever: 2025, with € 266 profit.
Establishments
Establishment units
Physical locations of this company
Rue de l'Economie 9
4431 Ans
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.337.933
- VAT number
- BE 0440.337.933
- Registered office
- Rue de l'Economie 9, 4431 Ans
- Names & denominations
- Business Service et Finance · B.S.F.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 March 1990
- Peppol
- Active · Active since 18 Jan 2025
- Activities · NACE
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