What is the address of M-FINANCE?

The registered office of M-FINANCE is located at Kerstenmannekensstraat 1, 1000 Brussel.

Is M-FINANCE still active?

Yes. According to the CBE (29 October 2026) M-FINANCE is active, legal situation “Normale toestand”, started on 22 February 1990.

Is M-FINANCE registered on Peppol?

Yes, M-FINANCE is registered on the Peppol network with ID 0208:0440319523.

What is the enterprise number of M-FINANCE?

The enterprise number of M-FINANCE is BE0440319523.

When was M-FINANCE founded?

M-FINANCE was founded on 22 February 1990.

Who are the directors of M-FINANCE?

According to the 2025 annual accounts, the directors of M-FINANCE are: ATTILA NV, CP4U BV, MSE Services BV, CH.SE Invest BV, SDW Invest BV, CHAMANO BV.

Is M-FINANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 22 February 1990; 5 annual accounts filed, latest fiscal year 2025; 6 directors known from the annual account.

How much profit did M-FINANCE make in 2025?

M-FINANCE posted a profit after taxes of € 22,708 in financial year 2025.

What is the revenue of M-FINANCE?

As a small company, M-FINANCE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 45,485.

M-FINANCE (Private Limited) - Brussel - BE0440319523

Dossier M-FINANCE, printed on 29 October 2026 from databakkes.be/en/0440319523/m-finance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

M-FINANCE from Brussel, company number BE0440319523, closed financial year 2025 with a result of € 22,708 after tax. For that financial year M-FINANCE recorded a gross margin of € 45,485 and equity of € 1.4 million. Compared with financial year 2024, the result moved from € 74,178 to € 22,708. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.

What it is worth Growing

€ 1.4 million

▲ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 22,708

▼ 69% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 322,558

▲ 207% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 96,886.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 25,830

▲ € 23,908 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 7,340

▼ 81% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 4,509,235 Gross margin 2022: € 4,509,235 First fiscal year in the series	€ 43,742 Gross margin 2023: € 43,742 ▼ 99% vs 2022 (€ 4,509,235) Unfavourable step	€ -23,448 Gross margin 2024: € -23,448 ▼ € 67,189 vs 2023 (€ 43,742) Unfavourable step	€ 45,485 Gross margin 2025: € 45,485 ▲ € 68,933 vs 2024 (€ -23,448) Favourable step	▲ € 68,933
Profit after taxes	€ 3,363,986 Profit after taxes 2022: € 3,363,986 First fiscal year in the series	€ 63,553 Profit after taxes 2023: € 63,553 ▼ 98% vs 2022 (€ 3,363,986) Unfavourable step	€ 74,178 Profit after taxes 2024: € 74,178 ▲ 17% vs 2023 (€ 63,553) Favourable step	€ 22,708 Profit after taxes 2025: € 22,708 ▼ 69% vs 2024 (€ 74,178) Unfavourable step	▼ 69%
Equity	€ 4,570,315 Equity 2022: € 4,570,315 First fiscal year in the series	€ 4,633,868 Equity 2023: € 4,633,868 ▲ 1% vs 2022 (€ 4,570,315) Favourable step	€ 1,404,084 Equity 2024: € 1,404,084 ▼ 70% vs 2023 (€ 4,633,868) Unfavourable step	€ 1,426,792 Equity 2025: € 1,426,792 ▲ 2% vs 2024 (€ 1,404,084) Favourable step	▲ 2%
Total debts	€ 643,639 Total debts 2022: € 643,639 First fiscal year in the series	€ 126,148 Total debts 2023: € 126,148 ▼ 80% vs 2022 (€ 643,639) Favourable step	€ 1,038,531 Total debts 2024: € 1,038,531 ▲ € 912,384 vs 2023 (€ 126,148) Unfavourable step	€ 373,023 Total debts 2025: € 373,023 ▼ 64% vs 2024 (€ 1,038,531) Favourable step	▼ 64%
Cash	€ 2,155,945 Cash 2022: € 2,155,945 First fiscal year in the series	€ 1,068,584 Cash 2023: € 1,068,584 ▼ 50% vs 2022 (€ 2,155,945) Unfavourable step	€ 105,108 Cash 2024: € 105,108 ▼ 90% vs 2023 (€ 1,068,584) Unfavourable step	€ 322,558 Cash 2025: € 322,558 ▲ 207% vs 2024 (€ 105,108) Favourable step	▲ 207%
Land & buildings	€ 1,140,112 Land & buildings 2022: € 1,140,112 First fiscal year in the series	€ 1,075,862 Land & buildings 2023: € 1,075,862 ▼ 6% vs 2022 (€ 1,140,112) Unchanged	€ 1,075,862 Land & buildings 2024: € 1,075,862 Unchanged (€ 1,075,862) Unchanged	€ 380,563 Land & buildings 2025: € 380,563 ▼ 65% vs 2024 (€ 1,075,862) Unchanged	▼ 65%
Retained profit	€ 440,409 Retained profit 2022: € 440,409 First fiscal year in the series	€ 503,961 Retained profit 2023: € 503,961 ▲ 14% vs 2022 (€ 440,409) Favourable step	€ 74,178 Retained profit 2024: € 74,178 ▼ 85% vs 2023 (€ 503,961) Unfavourable step	€ 96,886 Retained profit 2025: € 96,886 ▲ 31% vs 2024 (€ 74,178) Favourable step	▲ 31%
Dividend	€ 1,680,000 Dividend 2022: € 1,680,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 1,680,000) Unchanged	€ 503,961 Dividend 2024: € 503,961 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 503,961) Unchanged	▼ 100%
Bank debt	€ 225,572 Bank debt 2022: € 225,572 First fiscal year in the series	€ 0 Bank debt 2023: € 0 ▼ 100% vs 2022 (€ 225,572) Favourable step	€ 0 Bank debt 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Bank debt 2025: € 0 Unchanged (€ 0) Unchanged
Balance sheet total	€ 5,213,954 Balance sheet total 2022: € 5,213,954 First fiscal year in the series	€ 4,760,015 Balance sheet total 2023: € 4,760,015 ▼ 9% vs 2022 (€ 5,213,954) Unchanged	€ 2,442,615 Balance sheet total 2024: € 2,442,615 ▼ 49% vs 2023 (€ 4,760,015) Unchanged	€ 1,799,815 Balance sheet total 2025: € 1,799,815 ▼ 26% vs 2024 (€ 2,442,615) Unchanged	▼ 26%

Key figures of M-FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to M-FINANCE?

What happened at M-FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 27, 2026 New annual accounts for financial year 2025: profit of € 22,708 (▼ 69% vs 2024). filed late Source: NBB ↗
2023 ATTILA NV became a director. NBB
2023 CP4U BV became a director. NBB
2023 MSE Services BV became a director. NBB
2023 CH.SE Invest BV became a director. NBB
2023 SDW Invest BV became a director. NBB
2023 CHAMANO BV became a director. NBB
Apr 11, 1990 New establishment in Brussel. KBO

In short

From € 3.4 million profit in 2022 to € 22,708 profit in 2025.

Paid € 1.2 million in corporate taxes since 2022.

Best year ever: 2022, with € 3.4 million profit.

Paid out € 2.2 million in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

PANAM Holding 14.3%

CH.SE Invest 14.2%

ATTILA 14%

mse.service 14%

The stake of PANAM Holding, CH.SE Invest, ATTILA, mse.service, SDW Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

M-FINANCE

Behind M-FINANCE are ATTILA NV, CP4U BV, MSE Services BV, CH.SE Invest BV, SDW Invest BV and CHAMANO BV. The shares are held by PANAM Holding (14.3%), CH.SE Invest (14.2%), ATTILA (14%), mse.service (14%) and SDW Invest (14%).