What is the address of LOREFAC?

The registered office of LOREFAC is located at Boulevard d'Avroy 7c, 4000 Liège.

Is LOREFAC still active?

Not as usual. The CBE lists LOREFAC with legal situation “Vrijwillige ontbinding – vereffening”.

Is LOREFAC registered on Peppol?

No, LOREFAC is currently not registered on the Peppol network.

What is the enterprise number of LOREFAC?

The enterprise number of LOREFAC is BE0440293391.

When was LOREFAC founded?

LOREFAC was founded on 1 March 1990.

Who are the directors of LOREFAC?

According to the 2025 annual accounts, the directors of LOREFAC are: Frédéric KERSTENNE.

Is LOREFAC a reliable company?

Databakkes does not pass judgement; this is what the sources say: Vrijwillige ontbinding – vereffening according to the CBE, started on 1 March 1990; 3 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did LOREFAC make in 2025?

LOREFAC recorded a loss after taxes of € 97,246 in financial year 2025.

What is the revenue of LOREFAC?

As a small company, LOREFAC is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € -2,569.

How much does an employee at LOREFAC earn?

The average wage cost per full-time employee at LOREFAC was € 30,900 in 2021: staff costs of € 769,562 for 24.9 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

LOREFAC (Private Limited) - Liège - BE0440293391

Dossier LOREFAC, printed on 1 October 2026 from databakkes.be/en/0440293391/lorefac. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 3 of the last 3 fiscal years.
Tight liquidity NBB

Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Legal situation KBO

Vrijwillige ontbinding – vereffening according to the CBE.

Financials

Financial year 2025

LOREFAC from Liège, company number BE0440293391, closed financial year 2025 with a result of € -97,246 after tax. For that financial year LOREFAC recorded a gross margin of € -2,569 and equity of € -367,462. Compared with financial year 2024, the result moved from € 7,999 to € -97,246. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 25, 2026.

What it is worth Caution

€ -367,462

▼ € 97,246 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -97,246

▼ still € 7,999 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 53,164

▼ 6% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -386,054.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 32,149

€ 13,622 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 109,203

▼ 1% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 263,241

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

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Key figures per fiscal year Download key figures (CSV)
	2021	2024	2025	Change 2024 → 2025
Gross margin	€ 776,994 Gross margin 2021: € 776,994 First fiscal year in the series	€ 9,635 Gross margin 2024: € 9,635 ▼ 99% vs 2021 (€ 776,994) Unfavourable step	€ -2,569 Gross margin 2025: € -2,569 ▼ € 12,204 vs 2024 (€ 9,635) Unfavourable step	▼ € 12,204
Profit after taxes	€ -42,640 Profit after taxes 2021: € -42,640 First fiscal year in the series	€ 7,999 Profit after taxes 2024: € 7,999 ▲ € 50,639 vs 2021 (€ -42,640) Favourable step	€ -97,246 Profit after taxes 2025: € -97,246 ▼ € 105,245 vs 2024 (€ 7,999) Unfavourable step	▼ € 105,245
Equity	€ -56,086 Equity 2021: € -56,086 First fiscal year in the series	€ -270,216 Equity 2024: € -270,216 ▼ € 214,130 vs 2021 (€ -56,086) Unfavourable step	€ -367,462 Equity 2025: € -367,462 ▼ € 97,246 vs 2024 (€ -270,216) Unfavourable step	▼ € 97,246
Total debts	€ 296,125 Total debts 2021: € 296,125 First fiscal year in the series	€ 423,100 Total debts 2024: € 423,100 ▲ 43% vs 2021 (€ 296,125) Unfavourable step	€ 422,200 Total debts 2025: € 422,200 Unchanged (€ 423,100) Favourable step
Cash	€ 3,904 Cash 2021: € 3,904 First fiscal year in the series	€ 56,546 Cash 2024: € 56,546 ▲ € 52,642 vs 2021 (€ 3,904) Favourable step	€ 53,164 Cash 2025: € 53,164 ▼ 6% vs 2024 (€ 56,546) Unfavourable step	▼ 6%
Retained profit	€ -74,678 Retained profit 2021: € -74,678 First fiscal year in the series	€ -288,808 Retained profit 2024: € -288,808 ▼ € 214,130 vs 2021 (€ -74,678) Unfavourable step	€ -386,054 Retained profit 2025: € -386,054 ▼ € 97,246 vs 2024 (€ -288,808) Unfavourable step	▼ € 97,246
Bank debt	€ 90,818 Bank debt 2021: € 90,818 First fiscal year in the series	€ 32,149 Bank debt 2024: € 32,149 ▼ 65% vs 2021 (€ 90,818) Favourable step	€ 32,149 Bank debt 2025: € 32,149 Unchanged (€ 32,149) Unchanged
Balance sheet total	€ 240,039 Balance sheet total 2021: € 240,039 First fiscal year in the series	€ 152,884 Balance sheet total 2024: € 152,884 ▼ 36% vs 2021 (€ 240,039) Unchanged	€ 54,738 Balance sheet total 2025: € 54,738 ▼ 64% vs 2024 (€ 152,884) Unchanged	▼ 64%
Employees (FTE)	24.9 Employees (FTE) 2021: 24.9 First fiscal year in the series	-	-

Key figures of LOREFAC, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to LOREFAC?

What happened at LOREFAC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

LOREFAC is active according to the CBE. Legal situation: Vrijwillige ontbinding – vereffening.

Mar 25, 2026 New annual accounts for financial year 2025: loss of € 97,246 (▼ € 105,245 vs 2024). Source: NBB ↗
May 10, 1990 New establishment in Liège. KBO
Mar 1, 1990 Start of the company according to the CBE. KBO

In short

From € 42,640 loss in 2021 to € 97,246 loss in 2025.

Best year ever: 2024, with € 7,999 profit.

On average € 31,200 of value added per employee in 2021.

Original PDFs at the National Bank ↗

A new publication or filing at LOREFAC? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Frédéric KERSTENNE

LOREFAC

Kurth-Viandes

GESCOM

Bureau d'Etude Lovinfosse - Preud'homme

Behind LOREFAC is Frédéric KERSTENNE. Frédéric KERSTENNE is also behind Kurth-Viandes, GESCOM, Bureau d'Etude Lovinfosse - Preud'homme, B.C. FINANCES and AF SERVICES.

See the full network in the app

Directors

According to the 2025 annual accounts

Frédéric KERSTENNE

Liquidator

Also active at: Kurth-Viandes, GESCOM, Bureau d'Etude Lovinfosse - Preud'homme, B.C. FINANCES, AF SERVICES, HERVE DUYSENS, BUREAU GODIN

Establishments

Establishment units

Physical locations of this company

Registered office

Boulevard d'Avroy 7c

4000 Liège

2.048.197.560

Quai Marcellis 2 box 091

4020 Liège

Active since 10 May 1990

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0440.293.391
VAT number: BE 0440.293.391
Registered office: Boulevard d'Avroy 7c, 4000 Liège
Names & denominations: LOREFAC
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Vrijwillige ontbinding – vereffening
Start date: 1 March 1990
Peppol: Not registered

View on CBE Public ↗ Annual accounts (NBB) ↗