Active · per the CBE, 31 October 2026
DE NIL V.L.A.G. logo

DE NIL V.L.A.G.

BE0440118791

Rechtspersoon Private limited company 2 establishments

DE NIL V.L.A.G. is an insurance broker in Lebbeke. Private Limited, started on 27 December 1989, 2 establishments.

Meerskant 24, 9280 Lebbeke de-nil.be

Behind the company: Josse De Nil.

Active for

36 year, 10 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Not on Peppol Peppol

    Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

DE NIL V.L.A.G. from Lebbeke, company number BE0440118791, closed financial year 2025 with a result of € 62,504 after tax. For that financial year DE NIL V.L.A.G. recorded a gross margin of € 206,591 and equity of € 809,245. Compared with financial year 2024, the result moved from € 20,942 to € 62,504. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.

What it is worth Growing

€ 809,245

▲ 8% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 62,504

▲ 198% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 338,738

▲ 27% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 625,889.

People and assets in 2025

Wage cost

€ 41,527

▲ 3% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 5,254

▼ 43% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 11 years to go

€ 970,316

▼ 8% vs 2024

€ 84,728 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.

Owed to suppliers

€ 17,526

▲ 40% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 24,484

▲ 33% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 94,508 € 134,195 € 149,941 € 206,591 ▲ 38%
Profit after taxes € 34,853 € 27,586 € 20,942 € 62,504 ▲ 198%
Equity € 698,191 € 725,777 € 746,719 € 809,245 ▲ 8%
Total debts € 725,261 € 1,133,271 € 1,139,682 € 1,092,955 ▼ 4%
Cash € 658,895 € 477,577 € 267,110 € 338,738 ▲ 27%
Land & buildings € 767,884 € 1,399,027 € 1,625,018 € 1,572,434 ▼ 3%
Retained profit € 514,835 € 542,421 € 563,363 € 625,889 ▲ 11%
Bank debt € 560,677 € 1,057,005 € 1,055,076 € 970,316 ▼ 8%
Balance sheet total € 1,452,139 € 1,887,735 € 1,915,089 € 1,930,888 ▲ 1%

Key figures of DE NIL V.L.A.G., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to DE NIL V.L.A.G.?

What happened at DE NIL V.L.A.G. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 62,504 (▲ 198% vs 2024). Source: NBB ↗
  • New establishment in Hamme (Vl.). KBO
  • New establishment in Lebbeke. KBO
  • Josse De Nil became a director. NBB
  • Start of the company according to the CBE. KBO

In short

From € 34,853 profit in 2022 to € 62,504 profit in 2025.

Paid € 61,218 in corporate taxes since 2022.

Best year ever: 2025, with € 62,504 profit.

Original PDFs at the National Bank ↗

Management

Josse De Nil
DE NIL V.L.A.G.

Behind DE NIL V.L.A.G. is Josse De Nil.

Directors

According to the 2025 annual accounts

Josse De Nil

Manager

since 1989

Establishments

Establishment units

Physical locations of this company

Registered office

Meerskant 24

9280 Lebbeke

2.250.624.979

Molenstraat 1

9220 Hamme (Vl.)

Active since 1 January 2016

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

DE NIL V.L.A.G. website
HTTPS de-nil.be
 About

Technologies

AvadaBootstrapContact Form 7DrupalFont AwesomeGSAPNginxOwl CarouselPHPSwiperWordPressYoast SEOjQuerylazysizesreCAPTCHA

Hosting & Email

Email provider

Microsoft 365

Hosting

COMBELL-AS, BE

Website info

HTTPS Ja
Languages NL

Features

Webshop Blog Contact page

Security

✓ HTTPS
✓ SPF
✗ DMARC

Network

✓ IPv6

Details

Company number
0440.118.791
VAT number
BE 0440.118.791
Registered office
Meerskant 24, 9280 Lebbeke
Names & denominations
DE NIL V.L.A.G.
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
27 December 1989
Peppol
Not registered
Contact
de-nil.be
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗

Frequently asked questions

What does DE NIL V.L.A.G. do?
DE NIL V.L.A.G. is an insurance broker in Lebbeke. Private Limited, started on 27 December 1989, 2 establishments.
What is the address of DE NIL V.L.A.G.?
The registered office of DE NIL V.L.A.G. is located at Meerskant 24, 9280 Lebbeke.
Is DE NIL V.L.A.G. still active?
Yes. According to the CBE (31 October 2026) DE NIL V.L.A.G. is active, legal situation “Normale toestand”, started on 27 December 1989.
Is DE NIL V.L.A.G. registered on Peppol?
No, DE NIL V.L.A.G. is currently not registered on the Peppol network.
What is the enterprise number of DE NIL V.L.A.G.?
The enterprise number of DE NIL V.L.A.G. is BE0440118791.
When was DE NIL V.L.A.G. founded?
DE NIL V.L.A.G. was founded on 27 December 1989.